SECOND WIND COTTAGES INC (EIN 471807433) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

ANDREW HATHORN

Phone

6075646087

Tax Period

2024-07-01 to 2025-06-30

SECOND WIND COTTAGES INC, founded in 2015, is a small nonprofit in the Housing & Shelter sector that reported $225K in total revenue in fiscal year 2024. Revenue fell 45% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $66K, a strong 29% operating margin.

Mission

SECOND WIND COTTAGES. INC. PROVIDES HOUSING SUPPORT FOR HOMELESS ADULTS IN THE TOMPKINS COUNTY, NEW YORK AREA.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $176,198

Program Service Revenue $47,304

Investment Income $38

Other Revenue $1,200

TOTAL REVENUE $224,740

Expense Breakdown

Grants Paid $0

Salaries & Benefits $38,032

Fundraising Expenses $11,486

Program Expenses $90,743

Other Expenses $120,719

TOTAL EXPENSES $158,751

Year-over-Year Comparison

	2024	2023	Change
Revenue	$224,740	$405,502	-0.4%
Expenses	$158,751	$252,408	-0.4%
Net Income	$65,989	$153,094	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$26,400

Total Directors

$26,400

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID SHAPIRO	EXECUTIVE DIRECTOR	040.00	Officer Director	$26,400	$0	$26,400
CARMEN GUIDI	DIRECTOR	025.00	Director	$0	$0	$0
ANDREW HATHORN	TREASURER	001.00	Officer Director	$0	$0	$0
STAN MATUSZ	CO-CHAIR	001.00	Director	$0	$0	$0
LUCAS RALEY	DIRECTOR	001.00	Director	$0	$0	$0
CHUCK TOMPKINS	CO-CHAIR	001.00	Director	$0	$0	$0
DEBORA WILKE	VICE PRESIDENT	001.00	Officer Director	$0	$0	$0
CHRISTOPHER BIEHN	SECRETARY	001.00	Officer Director	$0	$0	$0
CASANDRA BORLAND	DRYDEN HOUSE DIRECTOR	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$224,740	$158,751	$1,584,022	$65,989
2024	No data	No data	No data	No data
2023	$319,875	$254,231	$1,372,048	$65,644
2022	$398,620	$105,556	$1,285,769	$293,064
2021	$255,089	$177,743	$991,050	$77,346
2020	$276,306	$116,684	$915,399	$159,622
2019	$214,390	$99,662	$751,056	$114,728
2018	$240,633	$58,711	$651,260	$181,922

SECOND WIND COTTAGES INC