Ivy and Pearls of Southern Maryland Community Charities

EIN: 472035420 501(c)(3) Philanthropy & Grantmaking

Waldorf, MD

Total Revenue
$324,569
Total Expenses
$292,110
Total Assets
$305,495
Net Assets
$305,495
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2015
Legal Domicile
MD
Principal Officer
NATALIE HART
Phone
8282795392
Tax Period
2025-01-01 to 2025-12-31

Ivy and Pearls of Southern Maryland Community Charities, founded in 2015, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $325K in total revenue in fiscal year 2025. Revenue surged 228% from the prior year, signaling strong growth momentum. Expenses of $292K left a modest 10% surplus.

Mission

The mission of Ivy & Pearls of Southern Maryland Community Charities Incorporated is to support the Maryland communities of Charles and St. Marys Counties through educational charitable financial cultural and health-related resources in order to enhance the socio-economic condition of our environment

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $324,569
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $324,569

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $496
Program Expenses $241,244
Other Expenses $292,110
TOTAL EXPENSES $292,110

Year-over-Year Comparison

2025 2024 Change
Revenue $324,569 $99,024 +2.3%
Expenses $292,110 $101,626 +1.9%
Net Income $32,459 $-2,602 -13.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
18
Independent Members
18
Employees
N/A
Volunteers
70

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
10
$0
Total Directors
18
$0
Key Employees
2
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Kristia Watkins President 20.00
Officer Director
$0 $0 $0
Karlesha Dorsey Vice President 5.00
Officer Director
$0 $0 $0
Tajuana Gale Recording Secretary 5.00
Officer Director
$0 $0 $0
Kerry-Ann Williams Corresponding Secretary 5.00
Officer Director
$0 $0 $0
Tina Kearney Chaplain 2.00
Officer Director
$0 $0 $0
Tamara Davis Treasurer 10.00
Officer Director
$0 $0 $0
Donna Cunningham Financial Secretary 5.00
Officer Director
$0 $0 $0
Shaina Brewer Assistant Financial Secretary 2.00
Officer Director
$0 $0 $0
Cindy Sanders-Moore Parliamentarian 2.00
Officer Director
$0 $0 $0
Sheree Brown Historian 2.00
Officer Director
$0 $0 $0
Holiday Jones Director 1.00
Director
$0 $0 $0
Carol Cawthorne Director 1.00
Director
$0 $0 $0
Andrea Henderson Former President 5.00
Director
$0 $0 $0
Carmella Davis Watkins Executive Director 20.00
Director Key Emp
$0 $0 $0
Natalie Hart6 Board Member 2.00
Director
$0 $0 $0
Faith Cooper Boarrd Member 2.00
Director
$0 $0 $0
Da'Net Sturdifen Deputy Executive Director 15.00
Director Key Emp
$0 $0 $0
Jocylin Hill Board Member 2.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $324,569 $292,110 $305,495 $32,459
2024 $99,024 $101,626 $240,028 $-2,602
2023 $267,933 $211,719 $252,480 $56,214
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