National Fish Habitat Fund Inc (EIN 472547128) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

Julie Carter

Phone

2028383474

Tax Period

2025-01-01 to 2025-12-31

National Fish Habitat Fund Inc, founded in 2015, is a small nonprofit in the Environment sector that reported $322K in total revenue in fiscal year 2025. Revenue surged 513% from the prior year, signaling strong growth momentum. Expenses of $539K exceeded revenue, resulting in a 67% operating deficit.

Mission

To provide funding for on-the-ground conservation activities that support the protection and restoration of fish habitat through diverse partnerships across the United States.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $314,285

Program Service Revenue $0

Investment Income $7,905

Other Revenue $0

TOTAL REVENUE $322,190

Expense Breakdown

Grants Paid $488,891

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $538,729

Other Expenses $49,838

TOTAL EXPENSES $538,729

Year-over-Year Comparison

	2025	2024	Change
Revenue	$322,190	$52,530	+5.1%
Expenses	$538,729	$482,349	+0.1%
Net Income	$-216,539	$-429,819	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Carter Kruse	Director	0.00	Director	$0	$0	$0
Jacob Slager	Director	0.00	Director	$0	$0	$0
Julie Carter	Chairman	1.00	Officer	$0	$0	$0
Jesse Trushenski	Vice Chairman	1.00	Officer	$0	$0	$0
Daniel Wagner	Treasurer	1.00	Officer	$0	$0	$0
Deborah Hart Pederson	Secretary	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$322,190	$538,729	$912,356	$-216,539
2024	$52,530	$482,349	$942,311	$-429,819
2023	$4,690	$491,867	$911,359	$-487,177
2022	$1,586,940	$309,922	$1,398,536	$1,277,018

National Fish Habitat Fund Inc