WITH INC (EIN 473733476) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

BETH WAYLAND

Phone

8655990091

Tax Period

2025-01-01 to 2025-12-31

WITH INC, founded in 2015, is a small nonprofit in the Religion sector that reported $220K in total revenue in fiscal year 2025. Revenue surged 51% from the prior year, signaling strong growth momentum. Expenses of $194K left a modest 12% surplus.

Mission

COUNSELING, SPEAKING, WRITING, AND LEADING SEMINARS REGARDING EMOTIONAL, MENTAL AND SPIRITUAL HEALTH WITH A FOCUS ON HELPING MISSIONARIES PASTORS AND LAY LEADERS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $151,116

Program Service Revenue $68,203

Investment Income $234

Other Revenue $0

TOTAL REVENUE $219,553

Expense Breakdown

Grants Paid $0

Salaries & Benefits $87,628

Fundraising Expenses $15,010

Program Expenses $144,308

Other Expenses $106,559

TOTAL EXPENSES $194,187

Year-over-Year Comparison

	2025	2024	Change
Revenue	$219,553	$145,002	+0.5%
Expenses	$194,187	N/A	N/A
Net Income	$25,366	$145,002	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$83,554

Total Directors

$83,554

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JORDAN LUPER	PRESIDENT	1.00	Officer Director	$0	$0	$0
PEGGY LUPER	SECRETARY	1.00	Officer Director	$0	$0	$0
SPENCER COCHRAN	TREASURER	1.00	Officer Director	$0	$0	$0
JEFF MCMICHAEL	BOARD MEMBER	1.00	Director	$0	$0	$0
VALERIE MCMICHAEL	BOARD MEMBER	1.00	Director	$0	$0	$0
BLAKELY COCHRAN	BOARD MEMBER	1.00	Director	$0	$0	$0
JENNIFER HAND	BOARD MEMBER	1.00	Director	$0	$0	$0
BETH WAYLAND	EXECUTIVE DIRECTOR	40.00	Officer Director	$83,554	$0	$83,554

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$219,553	$194,187	$38,373	$25,366

WITH INC