OPTIONS FOR WOMEN OF PIKE COUNTY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Principal Officer

LARRY HINDS

Phone

5732135115

Tax Period

2025-01-01 to 2025-12-31

OPTIONS FOR WOMEN OF PIKE COUNTY, founded in 2015, is a small nonprofit in the Human Services sector that reported $401K in total revenue in fiscal year 2025. The organization ran a surplus of $86K, a strong 21% operating margin.

Mission

THE MISSION OF OPTIONS FOR WOMEN IS TO CONFIDENTIALLY AID THOSE FACING ABORTION DECISIONS IN NORTHEASTERN MISSOURI AND SURROUNDING AREA THROUGH THE COMPLIMENTARY CLINICAL, MATERIAL, EDUCATIONAL, EMOTIONAL, AND SPIRITUAL SUPPORT REQUIRED TO MAKE CHRIST-CENTERED LIFESTYLE CHOICES.

Program Service Accomplishments

Program 1

Expenses: $314,505

PROVIDING WOMEN IN CRISIS PREGNANCIES WITH NECESSARY SUPPORT SERVICES TO ENABLE THEM TO CARRY THEIR BABIES TO TERM. THIS INCLUDES LIMITED FIRST TRIMESTER ULTRASOUNDS, PARENTING EDUCATION, FREE...

PROVIDING WOMEN IN CRISIS PREGNANCIES WITH NECESSARY SUPPORT SERVICES TO ENABLE THEM TO CARRY THEIR BABIES TO TERM. THIS INCLUDES LIMITED FIRST TRIMESTER ULTRASOUNDS, PARENTING EDUCATION, FREE PREGNANCY TESTS, ADOPTION REFERRALS, REFERRALS FOR MEDICAL HELP, REFERALLS FOR TEMPORARY HOUSING AND SHELTER, POST-ABORTION COUNSELING, AND ONGOING FRIENDSHIP AND ENCOURAGEMENT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $293,876

Program Service Revenue $0

Investment Income $8,123

Other Revenue $98,623

TOTAL REVENUE $400,622

Expense Breakdown

Grants Paid $0

Salaries & Benefits $151,887

Fundraising Expenses $0

Program Expenses $314,505

Other Expenses $162,618

TOTAL EXPENSES $314,505

Year-over-Year Comparison

	2025	2024	Change
Revenue	$400,622	$386,174	+0.0%
Expenses	$314,505	$301,072	+0.0%
Net Income	$86,117	$85,102	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LARRY HINDS	PRESIDENT	N/A	Officer Director	$0	$0	$0
CHRISTINE RUTHERFORD	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
DAVE ASH	SECRETARY	N/A	Officer Director	$0	$0	$0
LINDELL SHUMAKE	TREASURER	N/A	Officer Director	$0	$0	$0
KARYL ADAM	BOARD MEMBER	N/A	Director	$0	$0	$0
ROBERT WELLS	BOARD MEMBER	N/A	Director	$0	$0	$0
ELAINE DAMERON	BOARD MEMBER	N/A	Director	$0	$0	$0
DR CASEY JENNINGS	MEDICAL DIRE	N/A	Director	$0	$0	$0
PAUL BRUNNER	EXECUTIVE DI	N/A	Director	$0	$0	$0
BRENDA ELLIOTT	CLIENT SERVI	N/A	Director	$0	$0	$0
MELISSA WORKMAN	CLIENT SERVI	40.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$400,622	$314,505	$534,314	$86,117
2024	$386,174	$301,072	$449,122	$85,102
2023	$325,027	$308,292	$364,218	$16,735
2022	$338,515	$262,431	$347,150	$76,084
2021	$224,199	$177,646	$270,007	$46,553