MCB THRIFT STORES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

DENNY HUFF

Phone

4178317601

Tax Period

2024-09-01 to 2025-08-31

MCB THRIFT STORES INC, founded in 2015, is a small nonprofit in the Human Services sector that reported $622K in total revenue in fiscal year 2024. Revenue surged 31% from the prior year, signaling strong growth momentum. Expenses of $552K left a modest 11% surplus.

Mission

THE PURPOSE OF THE MCB THRIFT STORE SHALL BE TO PROMOTE THE GENERAL WELL- BEING OF OUR MEMBERS AND LEGALLY BLIND INDIVIDUALS OF MISSOURI, AND TO SUPPORT OR PARTICIPATE IN OTHER PROGRAMS PROMOTING THE BEST INTEREST OF LEGALLY BLIND INDIVIDUALS EVERYWHERE.

Program Service Accomplishments

Program 1

Expenses: $481,000

THRIFT STORE IN SOUTHERN MISSOURI WHERE USED CLOTHING, FURNITURE, AND HOUSEHOLD GOODS ARE SOLD AT BARGAIN PRICES. ACTIVITIES OF THE RELATED WAREHOUSE PROCESSING CENTER INCLUDE COLLECTING, CLEANING...

THRIFT STORE IN SOUTHERN MISSOURI WHERE USED CLOTHING, FURNITURE, AND HOUSEHOLD GOODS ARE SOLD AT BARGAIN PRICES. ACTIVITIES OF THE RELATED WAREHOUSE PROCESSING CENTER INCLUDE COLLECTING, CLEANING, AND STORING DONATED MERCHANDISE. ACTIVITIES OF THE WAREHOUSE ALSO INCLUDE THE SALE OF DONATED ITEMS THAT ARE NOT SUITABLE FOR SALE IN THE RETAIL STORES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $145,594

Program Service Revenue $0

Investment Income $0

Other Revenue $476,385

TOTAL REVENUE $621,979

Expense Breakdown

Grants Paid $0

Salaries & Benefits $272,768

Fundraising Expenses $0

Program Expenses $481,000

Other Expenses $279,058

TOTAL EXPENSES $551,826

Year-over-Year Comparison

	2024	2023	Change
Revenue	$621,979	$475,454	+0.3%
Expenses	$551,826	$485,842	+0.1%
Net Income	$70,153	$-10,388	-7.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$47,840

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DENNY HUFF	PRESIDENT	1.00	Officer Director	$0	$0	$0
ROBERT VAUGHN	TREASURER	1.00	Officer Director	$0	$0	$0
SHERI KELLER	SECRETARY	1.00	Officer Director	$0	$0	$0
SARA EDMONDS	BOARD MEMBER	1.00	Director	$0	$0	$0
RICK ORR	STORE MANAGE	40.00	Officer	$47,840	$0	$47,840

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$621,979	$551,826	$97,251	$70,153
2024	$475,454	$485,842	$24,720	$-10,388
2023	$474,796	$494,238	$32,657	$-19,442
2022	$470,749	$481,689	$60,086	$-10,940
2021	$544,756	$501,268	$67,052	$43,488
2020	$500,525	$480,815	$85,051	$19,710
2019	$662,929	$748,425	$108,840	$-85,496
2018	$532,410	$566,308	$114,678	$-33,898