South Bend Mutual Homes Cooperative Inc

EIN: 474212109 501(c)(3) Housing & Shelter

South Bend, IN

Total Revenue
N/A
Total Expenses
$11,263
Total Assets
$321,153
Net Assets
$31,071
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2018
Legal Domicile
IN
Principal Officer
Willie Dearing
Phone
5742884369
Tax Period
2025-01-01 to 2025-12-31

Mission

Aims to empower residents of their cooperative communiity by offering affordable homes, enabling agency in commnity management, and providing leadership opportunities for all members

Program Service Accomplishments

Program 1
Expenses: $11,263

Began Construction of first Home

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $11,263
Other Expenses $11,263
TOTAL EXPENSES $11,263

Year-over-Year Comparison

2025 2024 Change
Revenue N/A N/A N/A
Expenses $11,263 N/A N/A
Net Income N/A N/A N/A
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
N/A
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
3
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Tammie Acoff Director 0.00
Director
$0 $0 $0
Katie Williams Director 0.00
Director
$0 $0 $0
Lakieta Dearing Director 0.00
Director
$0 $0 $0
Dorrine Henderson Vice President 0.00
Officer
$0 $0 $0
Willie Dearing President 0.00
Officer
$0 $0 $0
Eishau Allen Secretary 0.00
Officer
$0 $0 $0
Raine Adams Treasurer 0.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data $11,263 $321,153 No data
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