ST BERNARDS HOCKEY CLUB INC (EIN 474478379) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2014

Legal Domicile

Principal Officer

MELINDA PYNE

Phone

9172518589

Tax Period

2022-07-01 to 2023-06-30

ST BERNARDS HOCKEY CLUB INC, founded in 2014, is a small nonprofit in the Recreation & Sports sector that reported $125K in total revenue in fiscal year 2022. Revenue decreased 7% compared to the prior year. Expenses of $116K left a modest 7% surplus.

Mission

ST BERNARD'S HOCKEY CLUB IS A PARENT/VOLUNTEER ORGANIZATION DESIGNED TO INTRODUCE CHILDREN AGED 5-14 TO THE SPORT OF ICE HOCKEY AND POWER SKATING

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $125,273

Investment Income $0

Other Revenue $0

TOTAL REVENUE $125,273

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $116,080

Other Expenses $116,080

TOTAL EXPENSES $116,080

Year-over-Year Comparison

	2022	2021	Change
Revenue	$125,273	$134,438	-0.1%
Expenses	$116,080	$136,614	-0.2%
Net Income	$9,193	$-2,176	-5.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MELINDA PYNE	Treasurer	10.00	Director	$0	$0	$0
VUK DJUNIC	DIRECTOR	0.00		$0	$0	$0
FRANCOIS DROUIN	DIRECTOR	0.00		$0	$0	$0
DAVID DECIMA	TREASURER	0.00		$0	$0	$0
BRYAN RAMM	PRESIDENT	0.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2023	$125,273	$116,080	$56,978	$9,193
2022	$134,438	$136,614	$47,785	$-2,176
2021	$107,728	$102,013	$49,961	$5,715

ST BERNARDS HOCKEY CLUB INC