SAFE DRIVING CHOICES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

MARK A SCHUT

Phone

6168886662

Tax Period

2025-01-01 to 2025-12-31

SAFE DRIVING CHOICES, founded in 2015, is a community nonprofit in the Public Safety sector that reported $2.9M in total revenue in fiscal year 2025. Expenses of $2.6M left a modest 12% surplus.

Mission

Safe driving education programming through grants and hired programming that demonstrates effects of unsafe driving practices

Program Service Accomplishments

Program 1

Expenses: $2,579,313

Assumption of educational support and scholarship grants to Michigan State University

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $2,872,218

Program Service Revenue $0

Investment Income $54,181

Other Revenue $0

TOTAL REVENUE $2,926,399

Expense Breakdown

Grants Paid $2,576,913

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $2,579,313

Other Expenses $2,400

TOTAL EXPENSES $2,579,313

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,926,399	N/A	N/A
Expenses	$2,579,313	$25,724	+99.3%
Net Income	$347,086	$-25,724	-14.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARK A SCHUT	EXECUTIVE DIRECTOR	4.00	Officer Director	$0	$0	$0
ROBERT A KRAMER JR	DIRECTOR	1.00	Director	$0	$0	$0
RICHARD DENEAU	SECRETARY	1.00	Officer	$0	$0	$0
MICHAEL J VAN BOXTEL	TREASURER	1.00	Officer	$0	$0	$0
GREG GEORGE	VICE PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,926,399	$2,579,313	$2,961,066	$347,086