BEAR-O-CARE (EIN 475021401) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Phone

8014194731

Tax Period

2025-01-01 to 2025-12-31

BEAR-O-CARE, founded in 2015, is a community nonprofit in the Human Services sector that reported $2.1M in total revenue in fiscal year 2025. Revenue grew 17% year-over-year, indicating healthy expansion. Expenses of $2.0M left a modest 5% surplus.

Mission

BEAR O CARE CARES FOR ADULTS WITH MULTIPLE DISABILITIES BY COLLABORATING WITH FAMILIES AND COMMUNITIES TO PROVIDE A SAFE AND SUPPORTIVE ENVIRONMENT

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,051,639

Investment Income $0

Other Revenue $0

TOTAL REVENUE $2,051,639

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,241,267

Fundraising Expenses $34,306

Program Expenses $1,305,959

Other Expenses $717,097

TOTAL EXPENSES $1,958,364

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,051,639	$1,748,695	+0.2%
Expenses	$1,958,364	$1,774,434	+0.1%
Net Income	$93,275	$-25,739	-4.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Trudi O'Brien	OPERATIONS MANA	45.00	Director	$0	$0	$0
Ruth Braga	Director	15.00	Director	$0	$0	$0
JENIFER LOYD	Director	2.00	Director	$0	$0	$0
MICHAEL LOYD MD	Director	2.00	Director	$0	$0	$0
Neil Mahoney	Director	3.00	Director	$0	$0	$0
Greg Cantrell	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,051,639	$1,958,364	$2,012,923	$93,275
2024	$1,748,695	$1,774,434	$494,090	$-25,739
2023	$1,321,403	$1,260,050	$543,663	$61,353
2022	$892,494	$822,599	$364,498	$69,895
2021	$766,513	$624,643	$274,912	$141,870
2020	$584,120	$581,795	$269,537	$2,325
2019	$658,716	$673,171	$70,620	$-14,455
2018	$465,161	$470,291	$91,102	$-5,130

BEAR-O-CARE