THRIVE-TRANSFORMATION AT WORK

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

ANDREA ASHER

Phone

3036043782

Tax Period

2025-01-01 to 2025-12-31

THRIVE-TRANSFORMATION AT WORK, founded in 2015, is a small nonprofit that reported $878K in total revenue in fiscal year 2025. Revenue surged 55% from the prior year, signaling strong growth momentum. The organization ran a surplus of $201K, a strong 23% operating margin.

Mission

THRIVE COACHES AND EQUIPS LOW-INCOME JOB SEEKERS TO OVERCOME BARRIERS AND SECURE A STABLE JOB SO THEY CAN BECOME ECONOMICALLY SELF-SUFFICIENT.

Program Service Accomplishments

Program 1

Expenses: $218,525

PARTICIPANTS RECEIVE GROUP COACHING FOCUSED ON JOB SEARCH STRATEGIES, RESUME DEVELOPMENT, APPLICATION SUPPORT, INTERVIEW PREPARATION, EMPLOYMENT READINESS, AND ONGOING CAREER DEVELOPMENT ASSISTANCE.

Program 2

Expenses: $210,174

JOB SEEKERS ARE RECRUITED THROUGH REFERRALS FROM COMMUNITY PARTNERS, MARKETING ADVERTISEMENTS, SEARCH ENGINE OPTIMIZATION (SEO), AND DIRECT APPLICATIONS SUBMITTED THROUGH OUR WEBSITE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $748,220

Program Service Revenue $0

Investment Income $38,256

Other Revenue $91,281

TOTAL REVENUE $877,757

Expense Breakdown

Grants Paid $0

Salaries & Benefits $485,718

Fundraising Expenses $170,481

Program Expenses $428,699

Other Expenses $191,515

TOTAL EXPENSES $677,233

Year-over-Year Comparison

	2025	2024	Change
Revenue	$877,757	$566,310	+0.5%
Expenses	$677,233	$474,948	+0.4%
Net Income	$200,524	$91,362	+1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$97,850

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HOWARD STEVENSON	EXECUTIVE DI	40.00	Officer	$97,850	$0	$97,850
KAREN BERGE	DIRECTOR	2.00	Director	$0	$0	$0
MARK DEUSCHLE	DIRECTOR	2.00	Director	$0	$0	$0
ANGELA DIGMANN	BOARD CHAIR	4.00	Officer Director	$0	$0	$0
MICHAEL HALLECK	DIRECTOR	2.00	Director	$0	$0	$0
MICHAEL LANDIS	TREASURER	2.00	Officer Director	$0	$0	$0
SUSANA LOPEZ-BAKER	DIRECTOR	2.00	Director	$0	$0	$0
EBONI NASH	DIRECTOR	2.00	Director	$0	$0	$0
PETER STAPP	DIRECTOR	2.00	Director	$0	$0	$0
AIK HONG TAN	DIRECTOR	2.00	Director	$0	$0	$0
ROBERTA TURNER	SECRETARY	2.00	Officer Director	$0	$0	$0
ANDREA ASHER	EXECUTIVE DI	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$877,757	$677,233	$542,829	$200,524