HERITAGE U LEVERAGE LENDER (EIN 475284384) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

ANDREW SUND

Phone

5098658663

Tax Period

2021-07-01 to 2022-06-30

HERITAGE U LEVERAGE LENDER, founded in 2015, is a micro nonprofit that reported $48K in total revenue in fiscal year 2021. Net assets of $6.6M represent 1645 months of operating reserves.

Mission

TO SUPPORT AND BENEFIT, FINANCIALLY AND/OR OPERATIONALLY, HERITAGE UNIVERSITY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $48,059

Other Revenue $0

TOTAL REVENUE $48,059

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $49,589

Other Expenses $49,589

TOTAL EXPENSES $49,589

Year-over-Year Comparison

	2021	2020	Change
Revenue	$48,059	$47,997	+0.0%
Expenses	$49,589	$48,065	+0.0%
Net Income	$-1,530	$-68	+21.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$785,233

Total Directors

$482,678

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDREW SUND	PRESIDENT, HERITAGE UNIVERSITY	1.00	Officer Director	$0	$30,924	$325,449
DAVID WISE	VP ADVANCEMENT, HERITAGE UNIVERSITY	1.00	Officer Director	$0	$20,097	$157,229
KAZUHIRO SONODA	PROVOST	1.00	Officer	$0	$10,190	$151,940
DR MELISSA HILL	INTERIM PROVOST	1.00	Officer	$0	$20,075	$150,615
THOMAS RICHTER	CFO/VP OF ADMINISTRATION	1.00	Officer Director	$0	$0	$0
PATRICK OSHIE	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$48,059	$49,589	$6,587,500	$-1,530
2022	$34,664	$34,664	No data	No data
2021	$47,997	$48,065	$6,601,029	$-68
2020	$47,996	$48,059	$6,589,098	$-63
2019	$47,997	$48,048	$6,601,160	$-51

HERITAGE U LEVERAGE LENDER