RIVER VALLEY JUNIORS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Phone

5405531332

Tax Period

2024-09-01 to 2025-08-31

RIVER VALLEY JUNIORS, founded in 2015, is a small nonprofit in the Recreation & Sports sector that reported $245K in total revenue in fiscal year 2024.

Mission

THE MISSION OF RIVER VALLEY JUNIORS IS TO GIVE YOUTH IN SOUTHWEST VIRGINIA THE OPPORTUNITY TO PLAY VOLLEYBALL IN A COMPETITIVE ENVIRONMENT WITH PROFESSIONAL INSTRUCTION, GROW IMPORTANT LIFE SKILLS AND, IF DESIRED, EARN AN OPPORTUNITY TO PLAY IN COLLEGE.

Program Service Accomplishments

Program 1

Expenses: $188,056 Revenue: $235,304

THE MISSION OF RIVER VALLEY JUNIORS IS TO GIVE YOUTH IN SOUTHWEST VIRGINIA THE OPPORTUNITY TO PLAY VOLLEYBALL IN A COMPETITIVE ENVIRONMENT WITH PROFESSIONAL INSTRUCTION, GROW IMPORTANT LIFE SKILLS...

Program 2

Expenses: $11,323 Revenue: $10,000

CAMPS, CLINICS AND STRENGTH & CONDITIONING - PROVIDING ADDITONAL OPTIONAL INSTRUCTION WITH OUTSIDE COACHES TO IMPROVE SKILLS THROUGH GROUP AND INDIVIDUAL WORK. THIS SERVICE BENEFITS MEMBERS WHO CHOSE...

Program 3

RECRUITING ASSISTANCE - PROVIDING GUIDED HELP IN ESTABLISHING CONTACT WITH COLLEGE COACHES THROUGH SELECTING A SCHOOL. THIS SERVICE BENEFITS MEMBERS WHO CHOOSE TO REQUEST ASSISTANCE - USUALLY 10 TO 20

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $245,304

Investment Income $0

Other Revenue $0

TOTAL REVENUE $245,304

Expense Breakdown

Grants Paid $0

Salaries & Benefits $28,534

Fundraising Expenses $5,110

Program Expenses $199,379

Other Expenses $215,941

TOTAL EXPENSES $244,475

Year-over-Year Comparison

	2024	2023	Change
Revenue	$245,304	N/A	N/A
Expenses	$244,475	N/A	N/A
Net Income	$829	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NICOLE TAYLOR	DIRECTOR	40.00	Director	$0	$0	$0
TYLER JUMP	ASSOCIATE DIRECTOR	20.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$245,304	$244,475	$33,149	$829
2024	$279,472	$264,569	$32,979	$14,903
2023	$216,625	$215,813	$28,814	$812
2022	$264,728	$288,408	$6,814	$-23,680
2021	$274,646	$270,590	$8,970	$4,056