WORLDVIEW CRUX

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2014

Legal Domicile

Principal Officer

JOHN F BALDWIN

Phone

7192750946

Tax Period

2024-01-01 to 2024-12-31

WORLDVIEW CRUX, founded in 2014, is a small nonprofit in the Education sector that reported $318K in total revenue in fiscal year 2024. Revenue fell 34% from the prior year — a significant decline worth monitoring. Expenses of $363K exceeded revenue, resulting in a 14% operating deficit.

Mission

TO SERVE AS A TRANSITION YEAR BETWEEN HIGH SCHOOL AND COLLEGE FOR CHRISTIAN STUDENTS WHO WANT TO EXCEL ACADEMICALLY IN COLLEGE AND TO HELP THESE STUDENTS UNDERSTAND THEIR CHRISTIAN FAITH IS A TOTAL WORLDVIEW THAT APPLIES TO ALL OF REALITY.

Program Service Accomplishments

Program 1

Expenses: $320,477 Revenue: $215,875

WORLDVIEW CRUX IS A ONE YEAR PROGRAM IN WHICH STUDENTS ENROLL IN FRESHMAN LEVEL COLLEGE CLASSES. IN THE SPRING 17 STUDENTS GRADUATED FROM THE PROGRAM. THAT WAS THE 10TH GRADUATING CLASS. OUR 11TH...

WORLDVIEW CRUX IS A ONE YEAR PROGRAM IN WHICH STUDENTS ENROLL IN FRESHMAN LEVEL COLLEGE CLASSES. IN THE SPRING 17 STUDENTS GRADUATED FROM THE PROGRAM. THAT WAS THE 10TH GRADUATING CLASS. OUR 11TH YEAR BEGAN IN SEPTEMBER, WITH 10 STUDENTS ENROLLED. OUR FACULTY REMAINED THE SAME AND WE ADDED 2 NEW RESIDENT ASSISTANTS. WE PARTNER WITH CORBAN UNIVERSITY TO OFFER 27 TRANSFERABLE COLLEGE CREDITS TO OUR STUDENTS, WHO COMPLETE THE ENTIRE PROGRAM.

Program 2

PROVIDE ACADEMIC SCHOLARSHIPS TO GRADUATES OF THE WORLDVIEW ACADEMY LEADERSHIP CAMPS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $101,710

Program Service Revenue $215,875

Investment Income $1

Other Revenue $0

TOTAL REVENUE $317,586

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $320,477

Other Expenses $363,346

TOTAL EXPENSES $363,346

Year-over-Year Comparison

	2024	2023	Change
Revenue	$317,586	$478,554	-0.3%
Expenses	$363,346	$564,108	-0.4%
Net Income	$-45,760	$-85,554	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$3,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN F BALDWIN	PROVOST	40.00	Officer	$3,000	$0	$3,000
MARCUS BUTTON	DIRECTOR	N/A	Director	$0	$0	$0
MARK BERTRAND	PRESIDENT	1.00	Officer	$0	$0	$0
MIKE SCHUTT	SECRETARY	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$317,586	$363,346	$126,608	$-45,760
2023	$478,554	$564,108	$172,368	$-85,554
2022	$580,100	$574,177	$257,922	$5,923
2021	$520,323	$503,958	$251,999	$16,365
2020	$498,455	$460,724	$235,634	$37,731
2019	$494,532	$430,204	$197,903	$64,328
2018	$478,763	$558,763	$133,575	$-80,000