Kansas Teachers Community Credit Un (EIN 480590867) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1949

Legal Domicile

Principal Officer

Elesa Parsons

Phone

6202315719

Tax Period

2024-01-01 to 2024-12-31

Kansas Teachers Community Credit Un, founded in 1949, is a community nonprofit that reported $6.9M in total revenue in fiscal year 2024. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $6.3M left a modest 8% surplus.

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $5,493,872

Investment Income $1,366,711

Other Revenue $0

TOTAL REVENUE $6,860,583

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,905,351

Fundraising Expenses $0

Program Expenses $6,294,764

Other Expenses $4,389,413

TOTAL EXPENSES $6,294,764

Year-over-Year Comparison

	2024	2023	Change
Revenue	$6,860,583	$5,792,128	+0.2%
Expenses	$6,294,764	$4,947,149	+0.3%
Net Income	$565,819	$844,979	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

11875

Independent Members

11875

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
John Minton	Board Member	1.00	Director	$0	$0	$0
Jeff Scott	Board Member	1.00	Director	$0	$0	$0
David Hogard	Board Member	1.00	Director	$0	$0	$0
David Newcomb	Supervisory Committee	1.00	Director	$0	$0	$0
Bert VanLuyck	Supervisory Committee	1.00	Director	$0	$0	$0
Susie Dalton	Supervisory Committee	1.00	Director	$0	$0	$0
June Freund	Board President	1.00	Officer Director	$0	$0	$0
Mary J Goedeke	Board Vice Chair	1.00	Officer Director	$0	$0	$0
Patrick Pense	Board Treasurer	1.00	Officer Director	$0	$0	$0
Chris Okeke	Board Secretary	1.00	Officer Director	$0	$0	$0
Elesa Parsons	Current PresidentCEO	40.00	Officer Highest	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$6,860,583	$6,294,764	$121,953,920	$565,819
2023	$5,792,128	$4,947,149	$122,978,978	$844,979
2022	$4,800,601	$3,982,976	$128,829,987	$817,625
2021	$4,595,957	$3,820,824	$136,695,621	$775,133
2020	$4,648,197	$3,894,194	$120,115,590	$754,003
2019	$4,719,895	$3,690,429	$100,420,387	$1,029,466
2018	$4,450,189	$3,620,393	$95,601,261	$829,796

Kansas Teachers Community Credit Un