SALINA INTERPAROCHIAL CU (EIN 481054675) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1961

Legal Domicile

Principal Officer

BRENDA O'GORMAN

Phone

7858250744

Tax Period

2025-01-01 to 2025-12-31

SALINA INTERPAROCHIAL CU, founded in 1961, is a community nonprofit that reported $1.7M in total revenue in fiscal year 2025. Expenses of $1.5M left a modest 9% surplus.

Mission

COOPERATIVE FINANCIAL SERVICES (CREDIT UNIONS).

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,677,675

Investment Income $0

Other Revenue $0

TOTAL REVENUE $1,677,675

Expense Breakdown

Grants Paid $10,300

Salaries & Benefits $184,720

Fundraising Expenses $0

Program Expenses $1,533,480

Other Expenses $1,338,460

TOTAL EXPENSES $1,533,480

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,677,675	$1,600,283	+0.0%
Expenses	$1,533,480	$1,491,585	+0.0%
Net Income	$144,195	$108,698	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DOUGLAS MERGEN	BOARD MEMBER	N/A	Director	$0	$0	$0
BRENDA O'GORMAN	CHAIR	N/A	Officer Director	$0	$0	$0
MIKE WALSH	VICE CHAIR	N/A	Officer Director	$0	$0	$0
JAMES URBAN	SECY/TREAS	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,677,675	$1,533,480	$22,498,237	$144,195
2024	$1,600,283	$1,491,585	$21,678,694	$108,698
2023	$1,283,248	$1,012,832	$20,429,986	$270,416
2022	$964,243	$783,725	$18,696,520	$180,518
2021	$849,984	$709,201	$18,943,706	$140,783
2020	$838,640	$652,175	$18,727,934	$186,465
2019	$893,967	$372,029	$17,859,147	$521,938
2018	$793,899	$693,532	$17,040,559	$100,367

SALINA INTERPAROCHIAL CU