NEWTON FIREMENS RELIEF ASSOCIATION (EIN 486111379) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

VINCENT QUENTIN

Phone

3166175650

Tax Period

2025-01-01 to 2025-12-31

NEWTON FIREMENS RELIEF ASSOCIATION, founded in 1959, is a small nonprofit that reported $130K in total revenue in fiscal year 2025. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $173K exceeded revenue, resulting in a 33% operating deficit.

Mission

PROVIDE INSURANCE FOR FIREMENS WELFARE

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $127,373

Program Service Revenue $0

Investment Income $2,824

Other Revenue $0

TOTAL REVENUE $130,197

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $171,911

Other Expenses $172,641

TOTAL EXPENSES $172,641

Year-over-Year Comparison

	2025	2024	Change
Revenue	$130,197	$120,399	+0.1%
Expenses	$172,641	$86,162	+1.0%
Net Income	$-42,444	$34,237	-2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LUCAS MCNALLY	PRESIDENT	1.00	Officer	$0	$0	$0
RYAN MAHLANDT	V. PRESIDENT	1.00	Officer	$0	$0	$0
VINCENT QUENTIN	SEC./TREAS.	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$130,197	$172,641	$278,390	$-42,444
2024	$120,399	$86,162	$320,834	$34,237
2023	$108,356	$625	$184,042	$107,731
2022	$98,173	$86,600	$178,865	$11,573
2021	$100,144	$80,355	$167,292	$19,789
2020	$91,523	$83,871	$147,502	$7,652
2019	$91,140	$86,192	$139,850	$4,948
2018	$90,627	$72,558	$134,903	$18,069

NEWTON FIREMENS RELIEF ASSOCIATION