NATIONAL ASSOCIATION OF LETTER CAR… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Principal Officer

Andrew Zuniga

Phone

9139625521

Tax Period

2025-02-01 to 2026-01-31

NATIONAL ASSOCIATION OF LETTER CARRIERS, founded in 1960, is a small nonprofit that reported $206K in total revenue in fiscal year 2025. Revenue surged 25% from the prior year, signaling strong growth momentum. The organization ran a surplus of $74K, a strong 36% operating margin.

Mission

A Labor Union whose mission is to serve and protect and represent its members

Program Service Accomplishments

Program 1

N/A

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $205,715

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $205,715

Expense Breakdown

Grants Paid $0

Salaries & Benefits $121,661

Fundraising Expenses $0

Program Expenses $0

Other Expenses $10,189

TOTAL EXPENSES $131,850

Year-over-Year Comparison

	2025	2024	Change
Revenue	$205,715	$165,160	+0.2%
Expenses	$131,850	$217,030	-0.4%
Net Income	$73,865	$-51,870	-2.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

580

Independent Members

580

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$93,086

Total Directors

$11,300

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Ryan Dercher	President	11.25	Officer	$28,909	$0	$28,909
Eduardo Anaya	Vice President	8.25	Officer	$21,160	$0	$21,160
Andrew Zuniga	Financial Secretary	8.25	Officer	$25,383	$0	$25,383
Chris Mayo	Trustee	0.25	Director	$4,900	$0	$4,900
Harold Cunningham	Trustee	0.25	Director	$4,600	$0	$4,600
James Elliott	Recording Secretary	5.00	Officer	$17,634	$0	$17,634
Kimberly Holden	Trsutee	0.25	Director	$1,800	$0	$1,800

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$205,715	$131,850	$786,001	$73,865
2025	No data	No data	No data	No data
2024	$179,852	$169,309	$730,129	$10,543

NATIONAL ASSOCIATION OF LETTER CARRIERS