Georgetown Public Library Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

Deirdre A McCartney

Phone

3028567958

Tax Period

2024-07-01 to 2025-06-30

Georgetown Public Library Inc, founded in 1990, is a small nonprofit that reported $705K in total revenue in fiscal year 2024. Expenses of $618K left a modest 12% surplus.

Mission

The Georgetown Public Library provides access to information and library materials for residents and visitors to Sussex County in the State of Delaware.

Program Service Accomplishments

Program 1

Expenses: $618,197 Revenue: $705,369

The Georgetown Public Library provides access to information and library materials to residents and visitors to Sussex County in the State of Delaware.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $681,220

Program Service Revenue $14,232

Investment Income $9,688

Other Revenue $229

TOTAL REVENUE $705,369

Expense Breakdown

Grants Paid $0

Salaries & Benefits $305,368

Fundraising Expenses $0

Program Expenses $618,197

Other Expenses $312,829

TOTAL EXPENSES $618,197

Year-over-Year Comparison

	2024	2023	Change
Revenue	$705,369	$726,644	0.0%
Expenses	$618,197	$779,489	-0.2%
Net Income	$87,172	$-52,845	-2.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$63,923

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Deirdre A McCartney	President	3.00	Director	$0	$0	$0
Susanne Laws	Vice President	1.00	Director	$0	$0	$0
Charles Koskey	Member	1.00	Director	$0	$0	$0
Alice Brumbley	Member	1.00	Director	$0	$0	$0
Christina Diaz-Malone	Member at Large	1.00	Director	$0	$0	$0
Rachel Jackson	Director	22.50	Key Emp	$0	$0	$63,923

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$705,369	$618,197	$462,914	$87,172
2024	No data	No data	No data	No data
2023	$512,835	$456,612	$428,587	$56,223
2022	$417,331	$399,228	$372,364	$18,103
2021	$334,101	$312,024	$354,261	$22,077