CAMERON VOLUNTEER FIRE DEPARTMENT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1908

Legal Domicile

Principal Officer

AUSTIN CHAMBERS

Phone

3046862411

Tax Period

2024-01-01 to 2024-12-31

CAMERON VOLUNTEER FIRE DEPARTMENT, founded in 1908, is a small nonprofit that reported $260K in total revenue in fiscal year 2024. Revenue grew 19% year-over-year, indicating healthy expansion. The organization ran a surplus of $72K, a strong 28% operating margin.

Mission

TO PROVIDE PROTECTIVE FIRE SERVICE

Program Service Accomplishments

Program 1

Expenses: $151,243 Revenue: $260,428

THE CAMERON VOLUNTEER FIRE DEPARTMENT MAKES AVAILABLE SKILLED AND PROPERLY TRAINED MANPOWER AND EQUIPMENT TO PROVIDE FIRE PREVENTION AND FIRE EXTINGUISHMENT SERVICES. THE DEPARTMENT ALSO PROVIDES...

THE CAMERON VOLUNTEER FIRE DEPARTMENT MAKES AVAILABLE SKILLED AND PROPERLY TRAINED MANPOWER AND EQUIPMENT TO PROVIDE FIRE PREVENTION AND FIRE EXTINGUISHMENT SERVICES. THE DEPARTMENT ALSO PROVIDES SAFETY, FIRST AID AND EMERGENCY VEHICLES TO THE PEOPLE OF MARSHALL COUNTY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $259,753

Program Service Revenue $0

Investment Income $675

Other Revenue $0

TOTAL REVENUE $260,428

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $33,212

Program Expenses $151,243

Other Expenses $188,263

TOTAL EXPENSES $188,263

Year-over-Year Comparison

	2024	2023	Change
Revenue	$260,428	$219,329	+0.2%
Expenses	$188,263	$150,948	+0.2%
Net Income	$72,165	$68,381	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIKE SIMMS	CHIEF	6.00	Director	$0	$0	$0
ROGER CHAMBERS	PRESIDENT	6.00	Director	$0	$0	$0
MATT KINNEY	VICE PRESIDENT	6.00	Director	$0	$0	$0
AUSTIN CHAMBERS	TREASURER	4.00	Director	$0	$0	$0
ROBBIE BROWN	SECRETARY	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$260,428	$188,263	$1,619,399	$72,165
2023	$219,329	$150,948	$1,547,234	$68,381
2022	$207,224	$291,774	$1,234,453	$-84,550
2021	$157,498	$78,406	$1,216,847	$79,092
2020	$209,149	$132,299	$1,216,847	$76,850