DALLAS HEBREW FREE LOAN ASSOCIATION (EIN 510148138) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1935

Legal Domicile

Principal Officer

MIKE RADOFF

Phone

2146968008

Tax Period

2025-01-01 to 2025-12-31

DALLAS HEBREW FREE LOAN ASSOCIATION, founded in 1935, is a small nonprofit that reported $333K in total revenue in fiscal year 2025. Revenue surged 27% from the prior year, signaling strong growth momentum. The organization ran a surplus of $162K, a strong 49% operating margin.

Mission

THE MISSION OF DALLAS HEBREW FREE LOAN ASSOCIATION IS TO ASSIST PEOPLE OF THE GREATER DALLAS JEWISH COMMUNITY WHO ARE IN NEED BY PROVIDING INTEREST FREE LOANS. DHFLA IS PART OF THE INTERNATIONAL JEWISH FREE LOAN MOVEMENT.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $302,862

Program Service Revenue $0

Investment Income $30,429

Other Revenue $0

TOTAL REVENUE $333,291

Expense Breakdown

Grants Paid $0

Salaries & Benefits $114,647

Fundraising Expenses $771

Program Expenses $111,813

Other Expenses $56,238

TOTAL EXPENSES $170,885

Year-over-Year Comparison

	2025	2024	Change
Revenue	$333,291	$263,147	+0.3%
Expenses	$170,885	$154,836	+0.1%
Net Income	$162,406	$108,311	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$106,500

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JANE LARKIN	EXECUTIVE DIRECTOR	40.00	Key Emp	$106,500	$0	$106,500
DAVID BAYNASH	DIRECTOR	1.00	Director	$0	$0	$0
DAVID BRICKMAN	DIRECTOR	1.00	Director	$0	$0	$0
ERIC FELDMAN	VP LOANS	1.00	Officer Director	$0	$0	$0
LIZ FELDMAN	DIRECTOR	1.00	Director	$0	$0	$0
DAVID FEYGENSON	DIRECTOR	1.00	Director	$0	$0	$0
GLENNA HECHT	DIRECTOR	1.00	Director	$0	$0	$0
MARK KASHAR	BOARD LIASON	1.00	Officer Director	$0	$0	$0
RACHEL LEVENTON	DIRECTOR	1.00	Director	$0	$0	$0
REBECCA LEVY	VP MARKETING	1.00	Officer Director	$0	$0	$0
MIKE RADOFF	IMMEDIATE PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
JOLENE RISCH	DIRECTOR	1.00	Director	$0	$0	$0
MOLLIE ROSE	DIRECTOR	1.00	Director	$0	$0	$0
DORA RUDBERG	DIRECTOR	1.00	Director	$0	$0	$0
TALYA SHULKIN	DIRECTOR	1.00	Director	$0	$0	$0
ELLIS SHWARTS	DIRECTOR	1.00	Director	$0	$0	$0
BRETT STRUMWASSER	DIRECTOR	1.00	Director	$0	$0	$0
ALAN TOLMAS	PRESIDENT	1.00	Officer Director	$0	$0	$0
BRIAN WAXLER	TREASURERVP FINANCE	1.00	Officer Director	$0	$0	$0
CAROLE WOLANOW	SECRETARY	1.00	Officer Director	$0	$0	$0
BEN DAITCH	DIRECTOR	1.00	Director	$0	$0	$0
GARY EISENSTAT	DIRECTOR	1.00	Director	$0	$0	$0
KARI GOLDBERG	DIRECTOR	1.00	Director	$0	$0	$0
ZACH HORN	DIRECTOR	1.00	Director	$0	$0	$0
DEBORAH MALAFSKY	DIRECTOR	1.00	Director	$0	$0	$0
ADAM RIDZINSKI	DIRECTOR	1.00	Director	$0	$0	$0
MOSHE RUDELMAN	DIRECTOR	1.00	Director	$0	$0	$0
ALAN SANDGARTEN	DIRECTOR	1.00	Director	$0	$0	$0
DEAN SHILL	DIRECTOR	1.00	Director	$0	$0	$0
JENN SHULL	DIRECTOR	1.00	Director	$0	$0	$0
JAN SHWARTS	DIRECTOR	1.00	Director	$0	$0	$0
JONATHAN SWERIN	DIRECTOR	1.00	Director	$0	$0	$0
DOROTHY WOLCHANSKY	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$333,291	$170,885	$2,080,925	$162,406
2024	$263,147	$154,836	$1,897,767	$108,311
2023	$228,230	$148,796	$1,786,418	$79,434
2022	$169,323	$150,398	$1,686,225	$18,925
2021	$296,879	$151,789	$1,772,245	$145,090
2020	$157,656	$108,076	$1,594,546	$49,580
2019	$155,176	$139,367	$1,525,947	$15,809
2018	$182,661	$116,097	$1,509,927	$66,564

DALLAS HEBREW FREE LOAN ASSOCIATION