New Jersey State Firemens Assoc-Howell Township

EIN: 510233536

Howell, NJ

Total Revenue
$190,963
Total Expenses
$148,888
Total Assets
$1,194,145
Net Assets
$1,194,145
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1978
Legal Domicile
NJ
Principal Officer
Michael J Bardsley
Phone
6463216994
Tax Period
2025-01-01 to 2025-12-31

New Jersey State Firemens Assoc-Howell Township, founded in 1978, is a small nonprofit that reported $191K in total revenue in fiscal year 2025. The organization ran a surplus of $42K, a strong 22% operating margin.

Mission

Assist firefighters and their families in times of need

Program Service Accomplishments

Program 1
Expenses: $125,139 Revenue: $0

Assessments retained by State Association are used to pay burial benefits, operate Firemens Home in Booton, NJ, and provide special financial and health care assistance to firefighters and their...

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Assessments retained by State Association are used to pay burial benefits, operate Firemens Home in Booton, NJ, and provide special financial and health care assistance to firefighters and their families.

Program 2
Expenses: $11,892 Revenue: $0

Payment of direct financial assistance to firefighters or their widows in time of financial need

Program 3
Expenses: $10,460 Revenue: $0

Reimbursement of expenses to Delegates and Life Members who attended the annual convention of the NJSFA in Wildwood, NJ.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $167,085
Investment Income $23,878
Other Revenue $0
TOTAL REVENUE $190,963

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,198
Fundraising Expenses $0
Program Expenses $147,491
Other Expenses $135,798
TOTAL EXPENSES $148,888

Year-over-Year Comparison

2025 2024 Change
Revenue $190,963 $191,514 0.0%
Expenses $148,888 $126,338 +0.2%
Net Income $42,075 $65,176 -0.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
19
Independent Members
19
Employees
N/A
Volunteers
230

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$1,198
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Gregory Player Secretary 1.50
Officer
$0 $599 $599
Michael Bardsley Treasurer 1.50
Officer
$0 $599 $599
MIchael Silvani President 1.00
Officer
$0 $0 $0
Bernard Barnes Vice President 0.50
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $190,963 $148,888 $1,194,145 $42,075
2024 $191,514 $126,338 $1,152,070 $65,176
2023 $145,838 $86,767 $1,086,894 $59,071
2022 $109,449 $73,395 $1,027,823 $36,054
2021 $107,628 $84,086 $991,769 $23,542
2020 $115,019 $54,975 $968,227 $60,044
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