GLASSBORO MEMORIAL POST 679 VFW

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Phone

8562435000

Tax Period

2024-01-01 to 2024-12-31

GLASSBORO MEMORIAL POST 679 VFW, founded in 1964, is a small nonprofit that reported $302K in total revenue in fiscal year 2024. Revenue surged 102% from the prior year, signaling strong growth momentum. The organization ran a surplus of $97K, a strong 32% operating margin.

Mission

VETERANS RECOGNITION; AWARENESS; CHARITABLE SUPPORT; FRATERNITY; ANDCANTEEN SERVICES

Program Service Accomplishments

Program 1

Expenses: $205,009

FRATERNAL, PATRIOTIC, HISTORICAL, CHARITABLE, AND EDUCTIONAL PROGRAMS PROVIDED TO WIDE VARIETY OF VETERANS AND THEIR FAMILIES ACCROSS GLOUCESTER COUNTY AND SOUTHERN NEW JERSEY. MEMBERSHIP AND CORE...

FRATERNAL, PATRIOTIC, HISTORICAL, CHARITABLE, AND EDUCTIONAL PROGRAMS PROVIDED TO WIDE VARIETY OF VETERANS AND THEIR FAMILIES ACCROSS GLOUCESTER COUNTY AND SOUTHERN NEW JERSEY. MEMBERSHIP AND CORE PURPOSE REMAIN STRONG. LARGEST EXPENSE PROGRAMS ARE HALL, CANTEEN, AND RELIEF.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $191,896

Program Service Revenue $50,690

Investment Income $7,508

Other Revenue $52,258

TOTAL REVENUE $302,352

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $205,009

Other Expenses $46,345

TOTAL EXPENSES $205,009

Year-over-Year Comparison

	2024	2023	Change
Revenue	$302,352	$149,854	+1.0%
Expenses	$205,009	$153,208	+0.3%
Net Income	$97,343	$-3,354	-30.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

210

Independent Members

N/A

Employees

N/A

Volunteers

300

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THOMAS MONAHAN	TRUSTEE	8.00	Director	$0	$0	$0
Carl Johnson	TRUSTEE	8.00	Director	$0	$0	$0
ALEXANDER OSTROW	TRUSTEE	8.00	Director	$0	$0	$0
Andrew Savicky	Quartermaster	18.00	Officer	$0	$0	$0
DENNIS CLEARY	COMMANDER	30.00	Officer	$0	$0	$0
JOHN TEDESCHI	SR VICE COMMANDER	10.00	Officer	$0	$0	$0
CHARLES MCDOWELL	JR VICE COMMANDER	8.00	Officer	$0	$0	$0
JOHN HAAS	JUDGE ADVOCATE	6.00	Officer	$0	$0	$0
Charles Cuneo	Chaplin	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$302,352	$205,009	$274,116	$97,343
2023	$149,854	$153,208	$176,772	$-3,354
2022	$125,593	$103,516	$180,126	$22,077
2021	$112,994	$83,454	$158,051	$29,540
2020	$52,988	$75,871	$128,511	$-22,883
2019	$118,533	$101,024	$151,394	$17,509
2018	$123,996	$108,327	$133,886	$15,669