THE GREATER RICHMOND CHAMBER FOUNDATION (EIN 510252958) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

ROBERT F ANDERSON

Phone

8046481234

Tax Period

2025-01-01 to 2025-12-31

THE GREATER RICHMOND CHAMBER FOUNDATION, founded in 1980, is a community nonprofit in the Community Improvement sector that reported $1.8M in total revenue in fiscal year 2018. Revenue surged 41% from the prior year, signaling strong growth momentum. The organization ran a surplus of $731K, a strong 40% operating margin.

Mission

TO ENHANCE GREATER RICHMOND CHAMBER'S ABILITY TO IMPROVE THE BUSINESS ENVIRONMENT AND QUALITY OF LIFE BY SUPPORTING ECONOMIC DEVELOPMENT, REGIONAL COOPERATION, EDUCATION AND LEADERSHIP DEVELOPMENT.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $163,840

Program Service Revenue $0

Investment Income $10,544

Other Revenue $24,500

TOTAL REVENUE $198,884

Expense Breakdown

Grants Paid $10,000

Salaries & Benefits $147,157

Fundraising Expenses $0

Program Expenses $372,810

Other Expenses $222,584

TOTAL EXPENSES $379,741

Year-over-Year Comparison

	2025	2024	Change
Revenue	$198,884	$335,163	-0.4%
Expenses	$379,741	$240,488	+0.6%
Net Income	$-180,857	$94,675	-2.9%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

350

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$336,183

Total Directors

$825,419

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KYM GRINNAGE	CHAIR	2.00	Officer Director	$0	$0	$0
ROB ANDERSON	ED,TREASURER	5.00	Officer Director	$0	$31,355	$190,530
CHRISTY MCCURDY	SECRETARY	5.00	Officer Director	$0	$30,161	$145,653
HUNTER APPLEWHITE	DIRECTOR	1.00	Director	$0	$0	$0
ED BAINE	DIRECTOR	2.00	Director	$0	$0	$0
KATHERINE BUSSER	DIRECTOR	1.00	Director	$0	$0	$0
KATIE FESSLER	DIRECTOR	1.00	Director	$0	$0	$0
LEIGH SEWELL	DIRECTOR	1.00	Director	$0	$0	$0
POLLY WHITE	DIRECTOR	1.00	Director	$0	$0	$0
SAM YOUNG	DIRECTOR	1.00	Director	$0	$0	$0
MARK HOURIGAN	DIRECTOR	1.00	Director	$0	$0	$0
MITCH HADDON	CHAMBER CHAIR	2.00	Director	$0	$0	$0
JENNIFER HUNTER	CHAMBER CHAIR ELECT	2.00	Director	$0	$0	$0
KEN AMPY	CHAMBER VICE CHAIR	2.00	Director	$0	$0	$0
BRIAN ANDERSON	CHAMBER CEO	0.50	Director	$0	$71,805	$489,236

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$198,884	$379,741	$541,056	$-180,857
2024	No data	No data	No data	No data
2023	$346,156	$291,568	$667,456	$54,588
2022	$549,537	$499,521	$562,637	$50,016
2021	$2,999,678	$2,911,798	$1,183,590	$87,880
2020	$915,967	$1,216,110	$1,154,916	$-300,143
2019	$1,845,462	$1,114,837	$1,641,588	$730,625

THE GREATER RICHMOND CHAMBER FOUNDATION