MONTCLAIR PBA LOCAL #53 INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

RAYMOND GULBIN-PRESIDENT

Phone

9737441234

Tax Period

2018-01-01 to 2018-12-31

MONTCLAIR PBA LOCAL #53 INC, founded in 2007, is a small nonprofit in the Mutual Benefit sector that reported $194K in total revenue in fiscal year 2018. Revenue surged 45% from the prior year, signaling strong growth momentum. The organization ran a surplus of $41K, a strong 21% operating margin.

Mission

TO FURTHER THE INTERESTS OF ITS MEMBERSHIP BY SEEKINGIMPROVED TERMS AND CONDITIONS OF EMPLOYMENT, TO RENDERMORAL AND MATERIAL AID TO MEMBERS AS NEEDED, TO PROVIDEREPRESENTATION AND/OR COUNSEL IN LEGAL PROCEEDINGS, ANDTO PROMOTE SOCIAL AND FRATERNAL ACTIVITIES.

Program Service Accomplishments

Program 1

TO FURTHER THE INTERESTS OF ITS MEMBERSHIP BY SEEKING IMPROVED TERMS AND CONDITIONS OF EMPLOYMENT, TO RENDER MORAL AND MATERIAL AID TO MEMBERS AS NEEDED, TO PROVIDE REPRESENTATION AND/OR COUNSEL IN...

TO FURTHER THE INTERESTS OF ITS MEMBERSHIP BY SEEKING IMPROVED TERMS AND CONDITIONS OF EMPLOYMENT, TO RENDER MORAL AND MATERIAL AID TO MEMBERS AS NEEDED, TO PROVIDE REPRESENTATION AND/OR COUNSEL IN LEGAL PROCEEDINGS, AND TO PROMOTE SOCIAL AND FRATERNAL ACTIVITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $96,036

Program Service Revenue $94,510

Investment Income $-457

Other Revenue $4,111

TOTAL REVENUE $194,200

Expense Breakdown

Grants Paid $9,300

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $92,212

TOTAL EXPENSES $153,315

Year-over-Year Comparison

	2018	2017	Change
Revenue	$194,200	$134,216	+0.4%
Expenses	$153,315	$149,882	+0.0%
Net Income	$40,885	$-15,666	-3.6%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RAYMOND GULBIN	PRESIDENT	10.00	Officer Director	$0	$0	$0
JOSEPH SAVITTIERI	STATE DELEGATE	10.00	Officer Director	$0	$0	$0
JOHN BOSSOLT	FINANCIAL SEC.	5.00	Officer Director	$0	$0	$0
VINCENT RUSSO	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
DAN HEISER	SGT. AT ARMS	5.00	Officer Director	$0	$0	$0
JORGE MARTINEZ	TREASURER	10.00	Officer Director	$0	$0	$0
KEVIN ORITZ	REC. SEC'Y	5.00	Officer Director	$0	$0	$0
TYLER MANLEY	TRUSTEE	5.00	Director	$0	$0	$0
PAUL RUSINIAK	TRUSTEE	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2018	$194,200	$153,315	$214,250	$40,885