CHAMBER OF COMMERCE FOR GREATER MILFORD INC (EIN 510319055) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Tax Period

2023-01-01 to 2023-12-31

CHAMBER OF COMMERCE FOR GREATER MILFORD INC, founded in 1990, is a small nonprofit that reported $206K in total revenue in fiscal year 2023.

Mission

TO ADVANCE THE BALANCED ECONOMIC DEVELOPMENT OF THE GREATER MILFORD, DE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $61,374

Program Service Revenue $140,384

Investment Income $4,503

Other Revenue $0

TOTAL REVENUE $206,261

Expense Breakdown

Grants Paid $0

Salaries & Benefits $105,249

Fundraising Expenses $0

Program Expenses $69,266

Other Expenses $105,925

TOTAL EXPENSES $211,174

Year-over-Year Comparison

	2023	2022	Change
Revenue	$206,261	$212,727	0.0%
Expenses	$211,174	$191,849	+0.1%
Net Income	$-4,913	$20,878	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
JOANNE SCHMEISER	EXECUTIVE DIRECTOR	Highest	$66,000	$0	$66,000
JASON PEEL	DIRECTOR	Director	$0	$0	$0
DEBRA MILLMAN	TREASURER	Director	$0	$0	$0
GEORGE HUFNAGEL	DIRECTOR	Director	$0	$0	$0
JOIE MORGAN	DIRECTOR	Director	$0	$0	$0
LINDA MILLS	DIRECTOR	Director	$0	$0	$0
TYLER KUHN	DIRECTOR	Director	$0	$0	$0
TERRY ROGERS	DIRECTOR	Director	$0	$0	$0
ALICIA HOLLIS	DIRECTOR	Director	$0	$0	$0
LORI COPIO	DIRECTOR	Director	$0	$0	$0
PAT ABEL	DIRECTOR	Director	$0	$0	$0
ALICE RAUSCH	DIRECTOR	Director	$0	$0	$0
DANNY G PEREZ	DIRECTOR	Director	$0	$0	$0
STEPHEN MORROW	DIRECTOR	Director	$0	$0	$0
ANGELA HODGES	PRESIDENT	Officer	$0	$0	$0
JENNIFER HESS	VICE PRESIDENT	Officer	$0	$0	$0
JENNIFER JURCZAK	SECRETARY	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$206,261	$211,174	$185,653	$-4,913
2022	$212,727	$191,849	$176,557	$20,878
2021	$198,742	$190,013	$139,130	$8,729
2020	$115,690	$142,066	$153,802	$-26,376
2019	$170,154	$169,341	$156,937	$813
2018	$164,615	$169,853	$158,974	$-5,238
2017	$170,921	$157,093	$164,579	$13,828

CHAMBER OF COMMERCE FOR GREATER MILFORD INC