Latino Economic Development Center

EIN: 510467167 501(c)(3) Housing & Shelter

Saint Paul, MN

Total Revenue
$4,365,246
Total Expenses
$3,997,678
Total Assets
$19,999,593
Net Assets
$9,851,691
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Financial Trends

Organization Details

Formation Year
2003
Legal Domicile
MN
Principal Officer
Alma Flores
Phone
6127245332
Tax Period
2024-01-01 to 2024-12-31

Latino Economic Development Center, founded in 2003, is a community nonprofit in the Housing & Shelter sector that reported $4.4M in total revenue in fiscal year 2024. Revenue fell 38% from the prior year — a significant decline worth monitoring. Expenses of $4.0M left a modest 8% surplus.

Mission

To transform our community by creating economic opportunities for Latinos across the state of Minnesota. We provide a structure, support system and tool with which to promote sustainable communities.

Program Service Accomplishments

Program 1
Expenses: $609,366 Revenue: $224,470

LEDC's Lending Program, the only Latino-focused CDFI (Community Development Fund Institution) in Minnesota and the upper Midwest, addresses the significant barriers faced by small businesses in...

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LEDC's Lending Program, the only Latino-focused CDFI (Community Development Fund Institution) in Minnesota and the upper Midwest, addresses the significant barriers faced by small businesses in accessing affordable capital. LEDC provides flexible underwriting standards that don't require large personal assets for collateral, and expert navigation through the complexities of capital and small business development. In 2024, LEDC's Lending program worked with clients to approve 31 loans, disbursing $2.7 million in capital and leveraging $2.4 million in capital to help our clients grow their businesses. LEDC has more than 150 active lending clients in our organization's loan portfolio totaling nearly $8 million in capital deployed to support small business growth in Minnesota.

Program 2
Expenses: $1,598,714 Revenue: $413,429

LEDC's Business Development Program helps entrepreneurs prepare to launch or grow their business, including communications and marketing, budgeting, digital literacy, commercial insurance, taxation...

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LEDC's Business Development Program helps entrepreneurs prepare to launch or grow their business, including communications and marketing, budgeting, digital literacy, commercial insurance, taxation, and other areas of technical assistance. Our Business Development associates guide each member in creating their business plan and provide access to resources and education needed to meet their goals. Through direct support and referrals to specialized service providers, we support clients with their needs in finance, legal issues, technology, information technology (IT), human resources (HR) issues, and industry-specific regulations. Last year, LEDC's Business Development program supported more than 700 aspiring entrepreneurs and small business owners through business development workshops and one-on-one business consulting provided in Spanish and English.

Program 3
Expenses: $393,049 Revenue: $31,413

LEDC's Agriculture Program, an extension of our Business Development program with a technical focus on the agricultural sector, provides technical assistance, business development, and access to...

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LEDC's Agriculture Program, an extension of our Business Development program with a technical focus on the agricultural sector, provides technical assistance, business development, and access to affordable capital and markets that help beginning and established farmers and entrepreneurs start new farming or food production enterprises or grow their existing farm businesses. Additional services include Organic and GAP certification and navigating the complex system of government agriculture programs. Throughout 2024, LEDC's Agriculture program provided technical assistance to 96 farmers and agriculture-focused businesses and supported businesses with closing three loans deploying a total of $580,000 of capital.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,700,578
Program Service Revenue $310,853
Investment Income $396,421
Other Revenue $-42,606
TOTAL REVENUE $4,365,246

Expense Breakdown

Grants Paid $19,500
Salaries & Benefits $1,717,056
Fundraising Expenses $75,055
Program Expenses $2,605,047
Other Expenses $2,261,122
TOTAL EXPENSES $3,997,678

Year-over-Year Comparison

2024 2023 Change
Revenue $4,365,246 $6,991,102 -0.4%
Expenses $3,997,678 $3,516,316 +0.1%
Net Income $367,568 $3,474,786 -0.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
14
Independent Members
14
Employees
24
Volunteers
23

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$213,285
Total Directors
14
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Carlos Lopez Board Chair 1.00
Officer Director
$0 $0 $0
Uri Camarena Secretary 1.00
Officer Director
$0 $0 $0
Ruben Hidalgo Treasurer 1.00
Officer Director
$0 $0 $0
Angela Knudson Director 1.00
Director
$0 $0 $0
Eduardo Mozqueda Director 1.00
Director
$0 $0 $0
Tony Vannicola Director 1.00
Director
$0 $0 $0
Carlos Lamboglia Director 1.00
Director
$0 $0 $0
Vanessa Butler Director 1.00
Director
$0 $0 $0
Jennifer Carlson Director 1.00
Director
$0 $0 $0
Linda Correa Bates Director 1.00
Director
$0 $0 $0
Ambar Cristina Hanson Director 1.00
Director
$0 $0 $0
Alejandro Trevino Director 1.00
Director
$0 $0 $0
John Uribe Director 1.00
Director
$0 $0 $0
Jeremy Wermerskirchen Director 1.00
Director
$0 $0 $0
Henry Jimenez Past Executive Director 40.00
Officer
$34,615 $4,089 $38,704
Jose Camarena-Michel Interim Executive Director 40.00
Officer
$108,000 $18,875 $126,875
Alma Flores Executive Director 40.00
Officer
$45,015 $2,691 $47,706
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $4,365,246 $3,997,678 $19,999,593 $367,568
2023 $6,991,102 $3,516,316 $15,421,358 $3,474,786
2022 $4,726,530 $4,491,158 $11,425,396 $235,372
2021 $19,528,644 $16,906,414 $11,641,082 $2,622,230
2020 $12,031,174 $10,452,350 $13,979,469 $1,578,824
2019 $2,128,863 $1,938,870 $5,359,850 $189,993
2018 $1,250,612 $1,892,714 $5,409,522 $-642,102
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