CHANGE TO COME (EIN 510667384) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

TRACY CREER

Phone

4152038493

Tax Period

2025-01-01 to 2025-12-31

CHANGE TO COME, founded in 2006, is a small nonprofit in the Housing & Shelter sector that reported $193K in total revenue in fiscal year 2025. Revenue decreased 17% compared to the prior year. The organization ran a surplus of $66K, a strong 34% operating margin.

Mission

IN ADDITION TO STABLE, SOBER HOUSING, WE HELP FACILIATE A CUSTOM PROGRAM FOR EACH PERSON IN OUR PROGRAM. WE WORK WITH COMMUNITY AND HEALTHCARE ORGANIZATIONS TO SUPPORT WOMEN/MEN TO A HEALTHY LIFE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $20,000

Program Service Revenue $172,930

Investment Income $0

Other Revenue $0

TOTAL REVENUE $192,930

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $120,604

Other Expenses $127,341

TOTAL EXPENSES $127,341

Year-over-Year Comparison

	2025	2024	Change
Revenue	$192,930	$232,335	-0.2%
Expenses	$127,341	$171,529	-0.3%
Net Income	$65,589	$60,806	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TRACY CREER	CHIEF EXECUTIVE OFFICER	40.00	Officer	$0	$0	$0
REBECCA BURNS	TREASURER	3.00	Officer	$0	$0	$0
NORMA WARD	CHAIR	2.00	Officer	$0	$0	$0
JADA ROSEMAN	DIRECTOR	2.00	Officer	$0	$0	$0
TAMMY SILAS	SECRETARY	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$192,930	$127,341	$116,253	$65,589
2024	No data	No data	No data	No data
2023	$85,995	$83,539	$15,495	$2,456
2022	$101,629	$88,243	$18,685	$13,386
2021	$66,862	$69,793	$43,816	$-2,931
2020	$104,593	$120,592	$43,296	$-15,999
2019	$103,353	$102,825	$28,305	$528

CHANGE TO COME