BETTER BUSINESS BUREAU OF GREATER MARYLAND (EIN 520246500) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1917

Legal Domicile

Principal Officer

MIKE DIGIACOMO

Phone

4103473990

Tax Period

2023-01-01 to 2023-12-31

BETTER BUSINESS BUREAU OF GREATER MARYLAND, founded in 1917, is a community nonprofit that reported $2.1M in total revenue in fiscal year 2023. Revenue decreased 10% compared to the prior year.

Mission

THE PROMOTION OF ETHICAL PRACTICES AMONG BUSINESSES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,858,633

Program Service Revenue $82,936

Investment Income $10,445

Other Revenue $137,025

TOTAL REVENUE $2,089,039

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,517,661

Fundraising Expenses $0

Other Expenses $619,044

TOTAL EXPENSES $2,136,705

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,089,039	$2,326,829	-0.1%
Expenses	$2,136,705	$2,202,954	0.0%
Net Income	$-47,666	$123,875	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$237,170

Total Directors

$161,753

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANGIE BARNETT	FORMER PRESIDENT	39.00	Officer Director	$83,532	$7,150	$90,682
MIKE DIGIACOMO	PRESIDENT & CEO	39.00	Officer Director	$66,346	$4,725	$71,071
KATHERINE ARMSTRONG	CHAIR	1.00	Officer Director	$0	$0	$0
PEGGY FEENEY	VICE-CHAIR	1.00	Officer Director	$0	$0	$0
BRUCE QUACKENBUSH JR	PAST-CHAIR	1.00	Officer Director	$0	$0	$0
CLARK CARTER	SECRETARY	1.00	Officer Director	$0	$0	$0
GREGORY TALBOTT	TREASURER	1.00	Officer Director	$0	$0	$0
KEITH ARMINGTON	EXECUTIVE COMMITTEE DIRECTOR	1.00	Director	$0	$0	$0
KELLY MITCHELL	EXECUTIVE COMMITTEE DIRECTOR	1.00	Director	$0	$0	$0
ANDREW ALTMAN	DIRECTOR	1.00	Director	$0	$0	$0
BERNARD WOODSON IV	DIRECTOR	1.00	Director	$0	$0	$0
CARLA MCCADDEN	DIRECTOR	1.00	Director	$0	$0	$0
DAMON SMITH MD	DIRECTOR	1.00	Director	$0	$0	$0
DARRYL MCCALLUM ESQ	DIRECTOR	1.00	Director	$0	$0	$0
DEBRA KELLER-GREENE	DIRECTOR	1.00	Director	$0	$0	$0
GINA RAMSEY	DIRECTOR	1.00	Director	$0	$0	$0
JIM RIES	DIRECTOR	1.00	Director	$0	$0	$0
KATE BRIDGEMAN	DIRECTOR	1.00	Director	$0	$0	$0
LUCAS CUNHA	DIRECTOR	1.00	Director	$0	$0	$0
PAUL MICHALSKI	DIRECTOR	1.00	Director	$0	$0	$0
RYAN TETTERIS	DIRECTOR	1.00	Director	$0	$0	$0
DRESDEN DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
SAMUEL SCAIFE III	VP OF OPERATIONS	40.00	Officer	$70,595	$4,822	$75,417

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$2,089,039	$2,136,705	$777,592	$-47,666
2022	$2,326,829	$2,202,954	$782,201	$123,875
2021	$2,125,992	$2,118,703	$900,619	$7,289
2020	$2,039,100	$1,871,754	$656,272	$167,346
2019	$2,215,136	$2,066,257	$334,767	$148,879
2018	$1,949,034	$2,033,415	$185,888	$-84,381

BETTER BUSINESS BUREAU OF GREATER MARYLAND