DORCHESTER CHAMBER OF COMMERCE INC (EIN 520262287) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1941

Legal Domicile

Principal Officer

WILLIAM A CHRISTOPHER

Phone

4102283575

Tax Period

2025-01-01 to 2025-12-31

DORCHESTER CHAMBER OF COMMERCE INC, founded in 1941, is a small nonprofit that reported $323K in total revenue in fiscal year 2025. Expenses of $283K left a modest 13% surplus.

Mission

TO PROMOTE BUSINESS AND COMMUNITY GROWTH IN THE DORCHESTER COUNTY AREA AND PROGRAMS OF A CIVIC, SOCIAL, OR CULTURAL NATURE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $169,655

Program Service Revenue $92,376

Investment Income $9,848

Other Revenue $51,518

TOTAL REVENUE $323,397

Expense Breakdown

Grants Paid $0

Salaries & Benefits $208,646

Fundraising Expenses $0

Program Expenses $236,255

Other Expenses $74,310

TOTAL EXPENSES $282,956

Year-over-Year Comparison

	2025	2024	Change
Revenue	$323,397	$327,166	0.0%
Expenses	$282,956	$260,526	+0.1%
Net Income	$40,441	$66,640	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CAITLIN CANNON	DIRECTOR	1.00	Director	$0	$0	$0
PAM ALLEN	DIRECTOR	1.00	Director	$0	$0	$0
ALIZA CALLAHAN	DIRECTOR	1.00	Director	$0	$0	$0
SHERRI HOBBS-MESICK	DIRECTOR	1.00	Director	$0	$0	$0
ELEANOR SIRI	DIRECTOR	1.00	Director	$0	$0	$0
ELIZABETH HANCOCK	DIRECTOR	1.00	Director	$0	$0	$0
DANIELLE JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
CAM LOPEZ	DIRECTOR	1.00	Director	$0	$0	$0
SHANE NICOLOPOULOS	DIRECTOR	1.00	Director	$0	$0	$0
BRANDON HESSON	DIRECTOR	1.00	Director	$0	$0	$0
BLAINE WILLIAMSON	DIRECTOR	1.00	Director	$0	$0	$0
LISA WINDSOR	DIRECTOR	1.00	Director	$0	$0	$0
JAY BOUTON	DIRECTOR	1.00	Director	$0	$0	$0
JENNIFER LAYTON	PAST CHAIRMAN	6.00	Officer	$0	$0	$0
DOMINIC DELUCA	VICE CHAIR	6.00	Officer	$0	$0	$0
KEVIN HILL	CHAIRMAN	6.00	Officer	$0	$0	$0
BLAKE WHITTEN	CHAIR ELECT	6.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$323,397	$282,956	$476,977	$40,441
2024	$327,166	$260,526	$445,199	$66,640
2023	$311,891	$238,318	$387,731	$73,573
2022	$195,910	$175,985	$294,972	$19,925
2021	$203,041	$169,817	$233,010	$33,224
2020	$176,368	$164,138	$180,248	$12,230
2019	$180,755	$180,206	$143,510	$549
2018	$178,685	$169,418	$141,756	$9,267

DORCHESTER CHAMBER OF COMMERCE INC