SAMUEL READY SCHOLARSHIPS INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1937

Legal Domicile

Principal Officer

AMY FOX

Phone

4438414325

Tax Period

2024-07-01 to 2025-06-30

SAMUEL READY SCHOLARSHIPS INC, founded in 1937, is a community nonprofit in the Education sector that reported $1.4M in total revenue in fiscal year 2024. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $1.2M left a modest 12% surplus.

Mission

TO GIVE ACADEMICALLY PROMISING GIRLS, WITH GREAT FINANCIAL NEED, ACCESS TO A BALTIMORE-AREA INDEPENDENT SCHOOL EDUCATION WITH OPPORTUNITIES TO DEVELOP AND EXCEL.

Program Service Accomplishments

Program 1

Expenses: $973,199 Revenue: $180

PROVIDE FUNDING FOR BRYN MAWR SCHOOL FOR GIRLS, ROLAND PARK COUNTRY SCHOOL, FRIENDS SCHOOL OF BALTIMORE, ST. PAUL'S SCHOOL FOR GIRLS, AND GARRISON FOREST SCHOOL FOR PROVIDING SCHOLARSHIPS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $305,037

Program Service Revenue $180

Investment Income $1,065,919

Other Revenue $0

TOTAL REVENUE $1,371,136

Expense Breakdown

Grants Paid $945,060

Salaries & Benefits $90,837

Fundraising Expenses $18,727

Program Expenses $973,199

Other Expenses $177,385

TOTAL EXPENSES $1,213,282

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,371,136	$1,162,842	+0.2%
Expenses	$1,213,282	$1,169,654	+0.0%
Net Income	$157,854	$-6,812	-24.2%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$83,500

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TALYA CONSTABLE	EXECUTIVE DI	30.00	Officer	$82,300	$1,200	$83,500
CINDY AMITIN	DIRECTOR	0.25	Director	$0	$0	$0
ALEJANDRA BALCAZAR	DIRECTOR	0.25	Director	$0	$0	$0
TARA LEWIS BISCIOTTI	DIRECTOR	0.25	Director	$0	$0	$0
ROBBIE BLACK	TREASURER	2.00	Officer Director	$0	$0	$0
JENNIFER BYERS	PRESIDENT	2.00	Officer Director	$0	$0	$0
OLIVIA CARROLL	DIRECTOR	0.25	Director	$0	$0	$0
AMY FOX	DIRECTOR	1.00	Director	$0	$0	$0
DEANA FRANK	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
JONATHAN GARRETT	DIRECTOR	0.25	Director	$0	$0	$0
EBONY HARLEY	DIRECTOR	0.25	Director	$0	$0	$0
KIANA HEBRON	DIRECTOR	0.25	Director	$0	$0	$0
CAMIEL IRVING	DIRECTOR	0.25	Director	$0	$0	$0
RANAK K JASANI	DIRECTOR	0.25	Director	$0	$0	$0
CHRISTOPHER JEFFRIES	DIRECTOR	0.25	Director	$0	$0	$0
CARLY JOHNSON	DIRECTOR	0.25	Director	$0	$0	$0
BETH KNAPP	DIRECTOR	0.25	Director	$0	$0	$0
THOMAS PONTONE KOLKIN	DIRECTOR	0.25	Director	$0	$0	$0
GINA MCKNIGHT-SMITH	DIRECTOR	0.25	Director	$0	$0	$0
YVETTE MOZIE-ROSS	DIRECTOR	0.25	Director	$0	$0	$0
SUSAN MURK	DIRECTOR	0.25	Director	$0	$0	$0
LOUISE NANKIINGA	DIRECTOR	0.25	Director	$0	$0	$0
SARA ORTHWEIN	SECRETARY	0.25	Officer Director	$0	$0	$0
ALECIA PRIDGEN	DIRECTOR	0.25	Director	$0	$0	$0
SHEILA M ROWE	DIRECTOR	0.25	Director	$0	$0	$0
KINDLE SAMUEL	DIRECTOR	0.25	Director	$0	$0	$0
MARY SANDERS	DIRECTOR	0.25	Director	$0	$0	$0
GWELAN SHERIDAN	DIRECTOR	0.25	Director	$0	$0	$0
MARK SISSMAN	DIRECTOR	0.25	Director	$0	$0	$0
ERIKA SLATER	DIRECTOR	0.25	Director	$0	$0	$0
MEREDITH STEWART	DIRECTOR	0.25	Director	$0	$0	$0
JEANNE WEINER	DIRECTOR	0.25	Director	$0	$0	$0
PAMELA YOUNG	DIRECTOR	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,371,136	$1,213,282	$23,222,553	$157,854
2024	$1,162,842	$1,169,654	$21,483,451	$-6,812
2023	$934,610	$1,017,358	$19,752,334	$-82,748
2022	$944,015	$994,778	$18,401,290	$-50,763
2021	$1,362,469	$919,295	$21,561,063	$443,174
2020	$638,566	$853,877	$17,546,661	$-215,311
2019	$968,721	$814,785	$17,584,908	$153,936
2018	$943,909	$829,143	$17,001,702	$114,766