YWCA of Annapolis & Anne Arundel County Maryland Inc

EIN: 520591702 501(c)(3)

ARNOLD, MD

Total Revenue
$4,170,918
Total Expenses
$4,113,316
Total Assets
$18,806,480
Net Assets
$18,402,441
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1918
Legal Domicile
MD
Principal Officer
MOLLY KNIPE
Phone
4106267800
Tax Period
2024-07-01 to 2025-06-30

YWCA of Annapolis & Anne Arundel County Maryland Inc, founded in 1918, is a community nonprofit that reported $4.2M in total revenue in fiscal year 2024. Revenue fell 24% from the prior year — a significant decline worth monitoring. Net assets of $18.4M represent 53 months of operating reserves.

Mission

THE YWCA IS DEDICATED TO ELIMINATING RACISM, EMPOWERING WOMEN AND PROMOTING PEACE, JUSTICE, FREEDOM AND DIGNITY FOR ALL WITH AN EMPHASIS ON DOMESTIC VIOLENCE AND CRISIS INTERVENTION SERVICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,863,860
Program Service Revenue $72,187
Investment Income $148,914
Other Revenue $85,957
TOTAL REVENUE $4,170,918

Expense Breakdown

Grants Paid $0
Salaries & Benefits $2,853,790
Fundraising Expenses $148,597
Program Expenses $3,846,524
Other Expenses $1,259,526
TOTAL EXPENSES $4,113,316

Year-over-Year Comparison

2024 2023 Change
Revenue $4,170,918 $5,464,797 -0.2%
Expenses $4,113,316 $3,658,184 +0.1%
Net Income $57,602 $1,806,613 -1.0%
Key Indicators
✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
9
Independent Members
9
Employees
62
Volunteers
13

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$567,545
Total Directors
9
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MARGARET J KNIPE CHIEF EXECUTIVE OFFICER 40.00
Officer
$220,090 $17,462 $237,552
CHRISTEL A GRAY CHIEF FINANCIAL OFFICER 40.00
Officer
$160,073 $12,722 $172,795
STACIE GOLD CHIEF OPERATING OFFICER 40.00
Officer
$145,704 $11,494 $157,198
SHAREESE CHURCHILL PRESIDENT 1.00
Officer Director
$0 $0 $0
TRACY HALL TREASURER AND CHAIR OF FINANACE COMMITTEE 1.00
Officer Director
$0 $0 $0
JOHNELKA STAFFORD SECRETARY AND CHAIR OF GOVERNANCE COMMITTEE 1.00
Officer Director
$0 $0 $0
FRANK CAMPBELL DIRECTOR 1.00
Director
$0 $0 $0
MARY FRANCES ISAKOV DIRECTOR 1.00
Director
$0 $0 $0
KATE MCGREGOR DENT DIRECTOR 1.00
Director
$0 $0 $0
ANDREA BEEGLE DIRECTOR 1.00
Director
$0 $0 $0
OWEN MCEVOY DIRECTOR 1.00
Director
$0 $0 $0
JULIE NATOLI IMMEDIATE PAST PRESIDENT 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $4,170,918 $4,113,316 $18,806,480 $57,602
2024 $5,464,797 $3,658,184 $18,728,379 $1,806,613
2023 $6,256,378 $3,420,692 $16,860,294 $2,835,686
2022 $4,770,437 $3,680,622 $13,646,445 $1,089,815
2021 $4,362,565 $3,415,591 $13,306,292 $946,974
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