LIVING STONE CHURCH OF THE BRETHREN (EIN 520677062) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1922

Legal Domicile

Phone

3017770344

Tax Period

2025-01-01 to 2025-12-31

LIVING STONE CHURCH OF THE BRETHREN, founded in 1922, is a micro nonprofit that reported $63K in total revenue in fiscal year 2025. Revenue fell 30% from the prior year — a significant decline worth monitoring. Expenses of $86K exceeded revenue, resulting in a 36% operating deficit.

Mission

BRING THE MINISTRY OF JESUS CHRIST INTO PEOPLES LIVES BY SPREADING GODS LOVE AND THE BLESSINGS OF THE HOLY SPIRIT

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $53,223

Program Service Revenue $0

Investment Income $9,734

Other Revenue $0

TOTAL REVENUE $62,957

Expense Breakdown

Grants Paid $0

Salaries & Benefits $46,284

Fundraising Expenses $0

Program Expenses $20,068

Other Expenses $39,629

TOTAL EXPENSES $85,913

Year-over-Year Comparison

	2025	2024	Change
Revenue	$62,957	$90,014	-0.3%
Expenses	$85,913	$92,734	-0.1%
Net Income	$-22,956	$-2,720	+7.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THOMAS WOODS	PASTOR	40.00	Key Emp	$0	$0	$0
THOMAS WOODS SR	BOARD OF TRUSTEES	4.00		$0	$0	$0
JAMES VANMETER	BOARD OF TRUSTEES	4.00		$0	$0	$0
VIRGINIA ANDREWS	BOARD OF TRUSTEES	4.00		$0	$0	$0
HEATHER HAINES	ASST MUSIC DIRECTORPIANIST	20.00	Key Emp	$0	$0	$0
KELLY CASSELL	MUSIC DIRECTORORGANIST	15.00	Key Emp	$0	$0	$0
SHAWN MALLOW	JANITOR	20.00	Key Emp	$0	$0	$0
MARGARET MALLOW	FINANCE OFFICER	12.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$62,957	$85,913	$609,528	$-22,956
2024	$90,014	$92,734	$653,225	$-2,720
2023	$82,810	$75,722	$655,945	$7,088
2022	$70,484	$77,879	$648,857	$-7,395
2021	$71,777	$66,012	$886,685	$5,765
2020	$85,475	$73,324	$880,920	$12,151

LIVING STONE CHURCH OF THE BRETHREN