Cumberland Valley Chapter Associated Builders & Contrators Inc (EIN 520801915) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

Amos A McCoy

Phone

3017391190

Tax Period

2023-01-01 to 2023-12-31

Cumberland Valley Chapter Associated Builders & Contrators Inc, founded in 1964, is a small nonprofit that reported $369K in total revenue in fiscal year 2023. Expenses of $408K exceeded revenue, resulting in a 11% operating deficit.

Mission

An organization that promotes free enterprise and provides superior programs and services to give its members a competitive advantage while protecting the safety of their employees and adding value to the industry.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $244,978

Program Service Revenue $11,614

Investment Income $54

Other Revenue $112,588

TOTAL REVENUE $369,234

Expense Breakdown

Grants Paid $0

Salaries & Benefits $138,600

Fundraising Expenses $0

Other Expenses $269,863

TOTAL EXPENSES $408,463

Year-over-Year Comparison

	2023	2022	Change
Revenue	$369,234	$350,638	+0.1%
Expenses	$408,463	$409,933	0.0%
Net Income	$-39,229	$-59,295	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$93,846

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Amos A McCoy	President CEO	030.00	Key Emp Highest	$93,846	$0	$93,846
Brooke Wenger	Past-Chair	001.50	Officer Director	$0	$0	$0
Herb Sandifer	Chair	003.00	Officer Director	$0	$0	$0
Del Carden	Secretary	001.50	Officer Director	$0	$0	$0
Denver Martin	Treasurer	001.50	Officer Director	$0	$0	$0
Bradley A Reynolds	Member	001.50	Director	$0	$0	$0
Brien Poffenberger	Member	001.50	Director	$0	$0	$0
Gregory W Brown	Member	001.50	Director	$0	$0	$0
Patrick Rock	Member	001.50	Director	$0	$0	$0
Greg Eckard	Member	001.50	Director	$0	$0	$0
Barb Runyon	Member	001.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$369,234	$408,463	$618,944	$-39,229
2022	$350,638	$409,933	$718,153	$-59,295
2021	$411,682	$443,661	$729,362	$-31,979
2020	$325,379	$409,041	$698,808	$-83,662

Cumberland Valley Chapter Associated Builders & Contrators Inc