MONTGOMERY CHILD CARE ASSOCIATION INC (EIN 520880656) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

STEPHEN F RILEY

Phone

3019847680

Tax Period

2024-09-01 to 2025-08-31

MONTGOMERY CHILD CARE ASSOCIATION INC, founded in 1966, is a community nonprofit in the Human Services sector that reported $8.8M in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $8.0M left a modest 8% surplus.

Mission

PROVIDES QUALITY CHILD CARE TO THE COMMUNITY

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $16,586

Program Service Revenue $8,552,333

Investment Income $192,894

Other Revenue $0

TOTAL REVENUE $8,761,813

Expense Breakdown

Grants Paid $0

Salaries & Benefits $6,353,536

Fundraising Expenses $35,876

Program Expenses $6,080,107

Other Expenses $1,666,410

TOTAL EXPENSES $8,019,946

Year-over-Year Comparison

	2024	2023	Change
Revenue	$8,761,813	$7,952,422	+0.1%
Expenses	$8,019,946	$7,564,647	+0.1%
Net Income	$741,867	$387,775	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

196

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$439,565

Total Directors

$262,448

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVE RILEY	PRESIDENT	5.00	Officer Director	$0	$0	$0
EMILY GAGLIARDI	VICE PRESIDENT/SECRETARY	5.00	Officer Director	$0	$0	$0
PAM WILSON	TREASURER	5.00	Officer Director	$0	$0	$0
LISA FISHBERG	BOARD MEMBER	1.00	Director	$0	$0	$0
LORI ANN MADHOK	BOARD MEMBER	1.00	Director	$0	$0	$0
BRITT GORDON-MCKEON	BOARD MEMBER/PARENT REP	1.00	Director	$0	$0	$0
MICHELLE MARTINEAU GREEN	EXECUTIVE DIRECTOR	40.00	Officer Director	$254,402	$8,046	$262,448
DANIEL CARELLI	CONTROLLER	40.00	Officer	$173,834	$3,283	$177,117
KATHRYN LIN	DIRECTOR OF OPERATIONS	40.00	Highest	$108,303	$600	$108,903
VANESSA DIPASQUALE	DIRECTOR OF HUMAN RESOURCE	40.00	Highest	$141,748	$7,305	$149,053
MICHELLE BELSKI	DIRECTOR OF OPERATIONS	40.00	Highest	$168,896	$0	$168,896

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$8,761,813	$8,019,946	$9,377,098	$741,867
2024	$7,952,422	$7,564,647	$8,481,617	$387,775
2023	$7,845,163	$7,057,721	$7,893,098	$787,442
2022	$8,715,937	$6,344,412	$6,824,576	$2,371,525
2021	$7,333,065	$5,258,953	$4,487,120	$2,074,112
2020	$7,937,049	$7,992,298	$2,213,366	$-55,249
2019	$9,108,095	$8,604,819	$2,760,851	$503,276
2018	$8,696,802	$8,426,487	$2,245,436	$270,315

MONTGOMERY CHILD CARE ASSOCIATION INC