SUSQUEHANNA HOSE COMPANY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1922

Legal Domicile

Principal Officer

JOE MILLER

Phone

4109394070

Tax Period

2024-07-01 to 2025-06-30

SUSQUEHANNA HOSE COMPANY INC, founded in 1922, is a community nonprofit in the Public Safety sector that reported $1.4M in total revenue in fiscal year 2024. Revenue fell 45% from the prior year — a significant decline worth monitoring. Net assets of $9.8M represent 85 months of operating reserves.

Mission

SUSQUEHANNA HOSE COMPANY, INC. IS A NONPROFIT VOLUNTEER FIRE COMPANY SERVING THE CITIZENS OF THE CITY OF HAVRE DE GRACE AND HARFORD COUNTY IN MARYLAND.

Program Service Accomplishments

Program 1

Expenses: $1,243,461

FIRE SUPPRESSION, EMERGENCY RESPONSE, AND RESCUE SERVICES PROVIDED TO THE CITY OF HAVRE DE GRACE AND HARFORD COUNTY IN MARYLAND.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,396,665

Program Service Revenue $0

Investment Income $-91,232

Other Revenue $89,033

TOTAL REVENUE $1,394,466

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,925

Fundraising Expenses $2,647

Program Expenses $1,243,461

Other Expenses $1,386,047

TOTAL EXPENSES $1,389,972

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,394,466	$2,534,908	-0.4%
Expenses	$1,389,972	$1,247,187	+0.1%
Net Income	$4,494	$1,287,721	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

130

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$3,895

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOE MILLER	PRESIDENT	20.00	Officer Director	$0	$0	$0
PAUL ISHAK	VICE PRESIDENT	10.00	Officer Director	$0	$0	$0
STEFANIE DIEHL	SECRETARY	15.00	Officer Director	$0	$0	$0
ELAINE BROWN	TREASURER	25.00	Officer Director	$0	$0	$0
WILLIAM JILES	BOARD MEMBER	2.00	Director	$0	$0	$0
DONALD WOOTON	BOARD MEMBER	2.00	Director	$0	$0	$0
SHELLEY BURNETT	BOARD MEMBER	2.00	Director	$0	$0	$0
BOB GOLL JR	BOARD MEMBER	2.00	Director	$1,540	$0	$1,540
JOE MERGLER	BOARD MEMBER	2.00	Director	$0	$0	$0
CHARLIE JONES	BOARD MEMBER	2.00	Director	$0	$0	$0
ALLEN DINAN	BOARD MEMBER	2.00	Director	$0	$0	$0
JOHN BLAKE	BOARD MEMBER	2.00	Director	$0	$0	$0
DONNY GRAYBEAL JR	BOARD MEMBER	2.00	Director	$1,480	$0	$1,480
SCOTT PENTZ	BOARD MEMBER	2.00	Director	$875	$0	$875

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,394,466	$1,389,972	$9,852,102	$4,494
2024	$2,534,908	$1,247,187	$10,747,202	$1,287,721
2023	$2,553,399	$1,216,001	$8,782,595	$1,337,398
2022	$2,226,631	$1,212,238	$7,686,486	$1,014,393
2021	$1,214,660	$1,068,965	$6,234,267	$145,695
2020	$1,033,442	$1,030,789	$6,160,958	$2,653
2019	$1,443,881	$1,073,271	$6,438,346	$370,610