MID-SHORE BOARD OF REALTORS INC

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1953

Legal Domicile

Principal Officer

DEBORAH H LEBER

Phone

4108228767

Tax Period

2024-11-01 to 2025-10-31

MID-SHORE BOARD OF REALTORS INC, founded in 1953, is a small nonprofit that reported $256K in total revenue in fiscal year 2024. Revenue decreased 9% compared to the prior year. Expenses of $285K exceeded revenue, resulting in a 11% operating deficit.

Mission

TO SERVE ITS MEMBERSHIP AND COMMUNITY BY DEVELOPING AND DELIVERING PROGRAMS, PRODUCTS, AND SERVICES THAT ELEVATE THE STANDARDS OF THE REAL ESTATE PROFESSION AND THROUGH COLLECTIVE EFFORS, PROMOTE THE PRESERVATION OF THE RIGHT TO OWN, TRANSFER AND USE REAL PROPERTY.

Program Service Accomplishments

Program 1

Expenses: $284,508 Revenue: $12,191

TO SERVE ITS MEMBERSHIP AND COMMUNITY BY DEVELOPING AND DELIVERING PROGRAMS, PRODUCTS, AND SERVICES THAT ELEVATE THE STANDARDS OF THE REAL ESTATE PROFESSION AND THROUGH COLLECTIVE EFFORTS, PROMOTE...

TO SERVE ITS MEMBERSHIP AND COMMUNITY BY DEVELOPING AND DELIVERING PROGRAMS, PRODUCTS, AND SERVICES THAT ELEVATE THE STANDARDS OF THE REAL ESTATE PROFESSION AND THROUGH COLLECTIVE EFFORTS, PROMOTE THE PRESERVATION OF THE RIGHT TO OWN, TRANSFER AND USE REAL PROPERTY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $244,227

Program Service Revenue $12,054

Investment Income $137

Other Revenue $-700

TOTAL REVENUE $255,718

Expense Breakdown

Grants Paid $15,162

Salaries & Benefits $157,912

Fundraising Expenses $0

Program Expenses $284,508

Other Expenses $99,209

TOTAL EXPENSES $284,508

Year-over-Year Comparison

	2024	2023	Change
Revenue	$255,718	$282,067	-0.1%
Expenses	$284,508	$283,024	+0.0%
Net Income	$-28,790	$-957	+29.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHELBY RONEY	PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
MARY MABRY	DIRECTOR	1.00	Director	$0	$0	$0
TREY QUINN	TREASURER	1.00	Officer Director	$0	$0	$0
ANDY BEAVEN	DIRECTOR	1.00	Director	$0	$0	$0
MICHELLE ABPLANALP	PRESIDENT	1.00	Officer Director	$0	$0	$0
SHANDELL GREEN	PRESIDENT ELECT	1.00	Officer Director	$0	$0	$0
PETRA QUINN	SECRETARY	1.00	Officer Director	$0	$0	$0
JENN DUDLEY	DIRECTOR	1.00	Director	$0	$0	$0
SAMANTHA GRIMES	DIRECTOR	1.00	Director	$0	$0	$0
ALEX ARCHER	DIRECTOR	1.00	Director	$0	$0	$0
THORNETTE LEE	DIRECTOR	1.00	Director	$0	$0	$0
SHONTEL WILMER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$255,718	$284,508	$719,093	$-28,790
2024	No data	No data	No data	No data
2023	$289,853	$286,259	$668,206	$3,594
2022	$325,246	$270,970	$654,199	$54,276
2021	$280,138	$198,850	$645,922	$81,288
2020	$191,316	$192,853	$586,017	$-1,537
2019	$208,861	$206,439	$575,912	$2,422
2018	$183,467	$174,950	$573,490	$8,517