MD LINE FIRE PROT ASSN INC (EIN 521116655) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Principal Officer

EDWARD PEARCE

Phone

4436101495

Tax Period

2025-01-01 to 2025-12-31

MD LINE FIRE PROT ASSN INC, founded in 1943, is a small nonprofit that reported $629K in total revenue in fiscal year 2025. Revenue grew 19% year-over-year, indicating healthy expansion. The organization ran a surplus of $285K, a strong 45% operating margin.

Mission

FIRE PROTECTION, SUPPRESSION, AND EMERGENCY, MEDICAL, AND RESCUE SERVICES

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $541,822

Program Service Revenue $0

Investment Income $61,267

Other Revenue $25,626

TOTAL REVENUE $628,715

Expense Breakdown

Grants Paid $0

Salaries & Benefits $90,684

Fundraising Expenses $26,634

Program Expenses $291,418

Other Expenses $248,085

TOTAL EXPENSES $343,878

Year-over-Year Comparison

	2025	2024	Change
Revenue	$628,715	$526,585	+0.2%
Expenses	$343,878	$281,230	+0.2%
Net Income	$284,837	$245,355	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EDWARD PEARCE	PRESIDENT	30.00	Officer	$0	$0	$0
EDMUND SCHWARTZ	VICE PRESIDENT	20.00	Officer	$0	$0	$0
CAROLYN ROSIER	SECRETARY	8.00	Officer	$0	$0	$0
GERALD BECK	DIRECTOR	5.00	Director	$0	$0	$0
ANDREW PATTON	TREASURER	12.00	Officer	$0	$0	$0
DAVID BADDERS	DIRECTOR	5.00	Director	$0	$0	$0
MICHELLE OEHRL	DIRECTOR	5.00	Director	$0	$0	$0
CHRISTOPHER WOODRUFF	DIRECTOR	5.00	Director	$0	$0	$0
BRETT JONES	DIRECTOR	5.00	Director	$0	$0	$0
MATTHEW UNDERWOOD	CHIEF	5.00	Director	$0	$0	$0
BRANDON PEARCE	TREASURER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$628,715	$343,878	$4,518,086	$284,837
2024	$526,585	$281,230	$4,279,560	$245,355
2023	$437,250	$259,904	$4,078,817	$177,346
2022	$414,959	$403,363	$3,946,587	$11,596
2021	$392,666	$222,561	$3,979,883	$170,105
2020	$395,525	$255,292	$3,863,742	$140,233
2019	$379,752	$297,807	$3,820,802	$81,945
2018	$365,109	$366,337	$3,919,121	$-1,228

MD LINE FIRE PROT ASSN INC