Accord Network

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1978

Legal Domicile

Principal Officer

Michael Cerna

Phone

2026693846

Tax Period

2023-01-01 to 2023-12-31

Accord Network, founded in 1978, is a small nonprofit that reported $489K in total revenue in fiscal year 2023. Revenue decreased 18% compared to the prior year. Expenses of $555K exceeded revenue, resulting in a 13% operating deficit.

Mission

The mission of Accord Network is to convene the body of Christ to serve the global poor with excellence.

Program Service Accomplishments

Program 1

Expenses: $370,438 Revenue: $297,784

Member Services - The Organization provides an online information source for members to post and gather information related to their exempt purposes. In addition, the Organization holds conference...

Member Services - The Organization provides an online information source for members to post and gather information related to their exempt purposes. In addition, the Organization holds conference calls with experts who can share information related to the exempt purposes of member organizations.

Program 2

Expenses: $31,365 Revenue: $36,779

Executive Retreats - The Organization hosts executive retreats where leaders of the member organizations discuss solutions to their biggest challenges in a collaborative environment.

Program 3

Expenses: $81,805 Revenue: $121,901

Conference - The Organization hosts an annual conference bringing Christ-centered organizations together to support and enhance their capacity to fulfill their missions.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $21,200

Program Service Revenue $456,464

Investment Income $10,948

Other Revenue $0

TOTAL REVENUE $488,612

Expense Breakdown

Grants Paid $2,775

Salaries & Benefits $229,752

Fundraising Expenses $4,306

Program Expenses $483,608

Other Expenses $322,025

TOTAL EXPENSES $554,552

Year-over-Year Comparison

	2023	2022	Change
Revenue	$488,612	$598,851	-0.2%
Expenses	$554,552	$464,442	+0.2%
Net Income	$-65,940	$134,409	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$215,288

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Nell Becker-Sweeden	Chair	1.00	Officer Director	$0	$0	$0
Bill Simmons	Vice-Chair	1.00	Officer Director	$0	$0	$0
Subodh Kumar	Director	1.00	Director	$0	$0	$0
Eileen Martin-Yeboah	Secretary	1.00	Officer Director	$0	$0	$0
Neal Joseph	Director	1.00	Director	$0	$0	$0
Kara Edson	Treasurer	1.00	Officer Director	$0	$0	$0
Mike Mercer	Director	1.00	Director	$0	$0	$0
Matt Hangen	Director	1.00	Director	$0	$0	$0
Lara Lambert	Director	1.00	Director	$0	$0	$0
Michael Cerna	CEO	38.00	Officer Director	$0	$0	$0
Chad Hayward	Former President	38.00	Officer	$195,003	$20,285	$215,288

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$488,612	$554,552	$310,073	$-65,940
2022	$598,851	$464,442	$408,504	$134,409
2021	$380,108	$322,863	$272,137	$57,245
2020	$355,523	$299,206	$243,378	$56,317
2019	$473,726	$452,153	$234,476	$21,573
2018	$318,502	$311,575	$297,824	$6,927