THE FERNDALE VOLUNTEER FIRE CO INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Phone

4107662131

Tax Period

2024-07-01 to 2025-06-30

THE FERNDALE VOLUNTEER FIRE CO INC, founded in 1943, is a small nonprofit in the Public & Societal Benefit sector that reported $365K in total revenue in fiscal year 2024. Revenue surged 33% from the prior year, signaling strong growth momentum. The organization ran a surplus of $99K, a strong 27% operating margin.

Mission

FIRE AND RESCUE SERVICE

Program Service Accomplishments

Program 1

Expenses: $206,182

THE FERNDALE VOLUNTEER FIRE CO., INC. MAINTAINS THE BUILDING FOR THE ANNE ARUNDEL COUNTY, MARYLAND FIRE FIGHTING AND RESCUE PERSONNEL AND THEIR EQUIPMENT. THE COMPANY ALSO PURCHASES AND MAINTAINS...

THE FERNDALE VOLUNTEER FIRE CO., INC. MAINTAINS THE BUILDING FOR THE ANNE ARUNDEL COUNTY, MARYLAND FIRE FIGHTING AND RESCUE PERSONNEL AND THEIR EQUIPMENT. THE COMPANY ALSO PURCHASES AND MAINTAINS VEHICLES AND EQUIPMENT FOR THE USE OF THE FIRE FIGHTING AND RESCUE PERSONNEL.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $70,602

Program Service Revenue $83,585

Investment Income $31,585

Other Revenue $179,497

TOTAL REVENUE $365,269

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $60,260

Program Expenses $206,182

Other Expenses $266,442

TOTAL EXPENSES $266,442

Year-over-Year Comparison

	2024	2023	Change
Revenue	$365,269	$275,357	+0.3%
Expenses	$266,442	$231,477	+0.2%
Net Income	$98,827	$43,880	+1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MEL CLARK	Director	1.00	Director	$0	$0	$0
LAURA L LONG	Director	1.00	Director	$0	$0	$0
TIMOTHY J DOEGAN	Director	1.00	Director	$0	$0	$0
TYLER BOWMAN	Director	1.00	Director	$0	$0	$0
LORI M ORYE	Director	1.00	Director	$0	$0	$0
KEITH PRATT	Director	1.00	Director	$0	$0	$0
CRAIG A BIDINGER	Treasurer	10.00	Officer	$0	$0	$0
JOHN F LONG JR	President	10.00	Officer	$0	$0	$0
EMORY E WEBB	Vice President	10.00	Officer	$0	$0	$0
STEPHANIE L EVANS	Secretary	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$365,269	$266,442	$1,054,874	$98,827
2024	$275,357	$231,477	$956,047	$43,880
2023	$210,923	$243,628	$912,167	$-32,705
2022	$148,912	$199,105	$944,872	$-50,193
2021	$287,665	$161,599	$1,112,258	$126,066