RABBI CHAIM KOWALSKY MEMORIAL AHAVAS YISRAEL FUND INC (EIN 521219478) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

ELI SCHLOSSBERG

Phone

4103587975

Tax Period

2023-01-01 to 2023-12-31

RABBI CHAIM KOWALSKY MEMORIAL AHAVAS YISRAEL FUND INC, founded in 1987, is a community nonprofit that reported $6.1M in total revenue in fiscal year 2023. Revenue surged 20% from the prior year, signaling strong growth momentum.

Mission

TO PROVIDE FINANCIAL ASSISTANCE AND FOOD TO NEEDY FAMILIES IN THE BALTIMORE AREA.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $5,985,874

Program Service Revenue $0

Investment Income $69,139

Other Revenue $3,375

TOTAL REVENUE $6,058,388

Expense Breakdown

Grants Paid $5,460,150

Salaries & Benefits $342,202

Fundraising Expenses $62,873

Program Expenses $5,815,493

Other Expenses $225,499

TOTAL EXPENSES $6,027,851

Year-over-Year Comparison

	2023	2022	Change
Revenue	$6,058,388	$5,030,670	+0.2%
Expenses	$6,027,851	$5,182,257	+0.2%
Net Income	$30,537	$-151,587	-1.2%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

160

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$125,054

Total Directors

$125,054

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BARUCH BRULL	VICE PRESIDENT	40.00	Officer Director	$125,054	$0	$125,054
ELI SCHLOSSBERG	SECRETARY	20.00	Officer Director	$0	$0	$0
STUART SCHABES	DIRECTOR	1.00	Director	$0	$0	$0
NACHMUN SCHACHTER	DIRECTOR	1.00	Director	$0	$0	$0
DR TUVIA BLECHMAN	DIRECTOR	1.00	Director	$0	$0	$0
NEHEMIAH ISBEE	DIRECTOR	1.00	Director	$0	$0	$0
RABBI SHRAGA NEUBERGER	DIRECTOR	1.00	Director	$0	$0	$0
TZVI WILLNER	DIRECTOR	1.00	Director	$0	$0	$0
TONY GOLDENBERG	DIRECTOR	1.00	Director	$0	$0	$0
RABBI MOSHE RAPPAPORT	DIRECTOR	1.00	Director	$0	$0	$0
RABBI SHRAGA HERSKOWITZ	DIRECTOR	1.00	Director	$0	$0	$0
RABBI MAYER ZAYON	DIRECTOR	1.00	Director	$0	$0	$0
NECHEMIA WEINREB	DIRECTOR	1.00	Director	$0	$0	$0
AVI BERNSTEIN	DIRECTOR	1.00	Director	$0	$0	$0
RABBI SHRAGA GOLDENHERSH	DIRECTOR	1.00	Director	$0	$0	$0
ZEV WOLMAN	DIRECTOR	1.00	Director	$0	$0	$0
DOVI ZIFFER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$6,058,388	$6,027,851	$5,331,284	$30,537
2022	$5,030,670	$5,182,257	$5,018,770	$-151,587
2021	$4,042,521	$4,229,525	$5,482,987	$-187,004
2020	$5,852,174	$3,710,169	$5,622,817	$2,142,005
2019	$4,136,066	$3,583,769	$3,362,451	$552,297
2018	$3,552,932	$3,364,672	$2,751,404	$188,260

RABBI CHAIM KOWALSKY MEMORIAL AHAVAS YISRAEL FUND INC