HABITAT FOR HUMANITY OF THE CHESAP… - Form 990 Financial Data

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Principal Officer

CANDICE VAN SCOY

Phone

4103661250

Tax Period

2024-07-01 to 2025-06-30

HABITAT FOR HUMANITY OF THE CHESAPEAKE INC, founded in 1982, is a mid-sized nonprofit in the Housing & Shelter sector that reported $12.1M in total revenue in fiscal year 2024. Expenses of $13.4M exceeded revenue, resulting in a 11% operating deficit.

Mission

HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE.

Program Service Accomplishments

Program 1

Expenses: $6,320,121 Revenue: $2,661,484

TO RENOVATE OR BUILD SAFE, DECENT AND AFFORDABLE HOMES IN PARTNERSHIP WITH LOW-INCOME FAMILIES AND INDIVIDUALS IN THE SERVICE AREA THAT INCLUDES ANNE ARUNDEL COUNTY, BALTIMORE CITY, BALTIMORE COUNTY AND HOWARD COUNTY. HOUSES ARE CONSTRUCTED PARTLY WITH VOLUNTEER LABOR AND FUTURE HOMEBUYERS CONTRIBUTE 250 HOURS OF "SWEAT EQUITY." A CLUSTERED DEVELOPMENT STRATEGY ALSO HELPS TO STRENGTHEN COMMUNITIES. HOUSES ARE SOLD WITH NO-INTEREST MORTGAGE LOANS. MORE THAN 816 FAMILIES HAVE PURCHASED HOMES SINCE 1982.

Program 2

Expenses: $4,348,647 Revenue: $4,523,401

THE ORGANIZATION OPERATES THE HABITAT FOR HUMANITY "RESTORE", A RETAIL OPERATION, WHERE HOME FURNISHINGS, APPLIANCES AND OTHER MISCELLANEOUS ITEMS ARE DONATED OR PURCHASED AND THEN SOLD TO THE...

THE ORGANIZATION OPERATES THE HABITAT FOR HUMANITY "RESTORE", A RETAIL OPERATION, WHERE HOME FURNISHINGS, APPLIANCES AND OTHER MISCELLANEOUS ITEMS ARE DONATED OR PURCHASED AND THEN SOLD TO THE COMMUNITY AT A GREATLY REDUCED PRICE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $4,748,726

Program Service Revenue $2,599,803

Investment Income $158,305

Other Revenue $4,546,512

TOTAL REVENUE $12,053,346

Expense Breakdown

Grants Paid $25,000

Salaries & Benefits $4,653,864

Fundraising Expenses $1,363,708

Program Expenses $10,668,768

Other Expenses $8,725,495

TOTAL EXPENSES $13,404,359

Year-over-Year Comparison

	2024	2023	Change
Revenue	$12,053,346	$11,322,319	+0.1%
Expenses	$13,404,359	$12,105,197	+0.1%
Net Income	$-1,351,013	$-782,878	+0.7%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

114

Volunteers

2199

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$398,283

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN BOND	CHAIR	1.00	Officer Director	$0	$0	$0
BRYAN PORTER	VICE-CHAIR	1.00	Officer Director	$0	$0	$0
JOSH ROLLINS	TREASURER	1.00	Officer Director	$0	$0	$0
KEVIN CARTER	SECRETARY	1.00	Officer Director	$0	$0	$0
IAN BROADIE	DIRECTOR	1.00	Director	$0	$0	$0
JAKE FIELEK	DIRECTOR (PART YEAR)	1.00	Director	$0	$0	$0
KAREN FORBES	DIRECTOR (PART YEAR)	1.00	Director	$0	$0	$0
JIM GOODRICH	DIRECTOR	1.00	Director	$0	$0	$0
MARK HEIRD	DIRECTOR	1.00	Director	$0	$0	$0
STEVE HULSE	DIRECTOR	1.00	Director	$0	$0	$0
SEEMA IYER	DIRECTOR	1.00	Director	$0	$0	$0
JOHNDRE JENNINGS	DIRECTOR (PART YEAR)	1.00	Director	$0	$0	$0
KIMBERLY ORANGE	DIRECTOR	1.00	Director	$0	$0	$0
DAVID RALPH	DIRECTOR	1.00	Director	$0	$0	$0
OWEN ROUSE	DIRECTOR	1.00	Director	$0	$0	$0
ZACK SHANKMAN	DIRECTOR	1.00	Director	$0	$0	$0
PEGEEN TOWNSEND	DIRECTOR (PART YEAR)	1.00	Director	$0	$0	$0
SCOTT WINGRAT	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL POSKO	CHIEF EXECUTIVE OFFICER	40.00	Officer	$185,502	$32,260	$217,762
CANDICE VAN SCOY	CHIEF FINANCIAL OFFICER	40.00	Officer	$164,041	$16,480	$180,521
STEPHEN BOLTON	CHIEF OPERATING OFFICER	40.00	Highest	$141,397	$10,915	$152,312
LEILA KOHLER-FRUEH	VP HOMEOWNER SVC. & COMM. ENGAGEMENT	40.00	Highest	$102,488	$6,929	$109,417
DAVID MILLER	CHIEF OPERATING OFFICER, FORMER DIR.	40.00		$51,431	$1,637	$53,068

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$12,053,346	$13,404,359	$24,981,106	$-1,351,013
2024	$11,322,319	$12,105,197	$23,696,255	$-782,878
2023	$9,552,156	$10,232,182	$25,759,576	$-680,026
2022	$8,169,233	$9,322,500	$24,324,066	$-1,153,267
2021	$10,313,926	$9,475,995	$27,678,561	$837,931
2020	$13,602,076	$9,508,922	$27,708,609	$4,093,154
2019	$10,769,506	$10,554,158	$30,357,465	$215,348
2018	$9,456,464	$9,303,130	$31,054,057	$153,334

HABITAT FOR HUMANITY OF THE CHESAPEAKE INC