MIDDLE CREEK BIBLE CONFERENCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

KATHLEEN COLEY

Phone

8887705338

Tax Period

2022-01-01 to 2022-12-31

MIDDLE CREEK BIBLE CONFERENCE INC, founded in 1983, is a community nonprofit that reported $3.7M in total revenue in fiscal year 2022. Revenue surged 784% from the prior year, signaling strong growth momentum.

Mission

NO LONGER A ACTIVE ORGANIZATION; DISCOUNTINUED OPERATIONS IN JULY OF 2021 DUE TO SALE OF BUILDING AND LAND.

Program Service Accomplishments

Program 1

OPERATIONS WERE DISCOUNTINUED IN JULY OF 2021 DUE TO SALE OF BUILDING AND LAND. FORMERLY OPERATED AS A BIBLE RETREAT AND SUMMER CAMP FOR YEAR ROUND CHRISTIAN RETREATS FOR THE BENEFIT OF ALL...

OPERATIONS WERE DISCOUNTINUED IN JULY OF 2021 DUE TO SALE OF BUILDING AND LAND. FORMERLY OPERATED AS A BIBLE RETREAT AND SUMMER CAMP FOR YEAR ROUND CHRISTIAN RETREATS FOR THE BENEFIT OF ALL DENOMINATIONS, CHURCHES, AND PUBLIC AND PRIVATE SCHOOLS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $3,715,043

TOTAL REVENUE $3,715,043

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $0

Year-over-Year Comparison

	2022	2021	Change
Revenue	$3,715,043	$420,481	+7.8%
Expenses	N/A	$146,190	-1.0%
Net Income	N/A	$274,291	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATHLEEN COLEY	TREASURER	N/A	Officer Director	$0	$0	$0
KENNETH COLEY	SECRETARY	N/A	Officer Director	$0	$0	$0
SCOTT COLEY	PRESIDENT	N/A	Officer Director	$0	$0	$0
TIM MILLER	VICE PRESIDE	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$3,715,043	No data	No data	No data
2021	$420,481	$146,190	$591,326	$274,291
2020	$3,969	$11,449	$364,673	$-7,480
2019	$-487,551	$163,919	$377,288	$-651,470
2019	$-487,551	$158,144	$383,063	$-645,695
2018	$454,174	$337,226	$3,728,790	$116,948