MARINE TRADES ASSOCIATION OF MARYLAND (EIN 521402838) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

JOHN STEFANCIK

Phone

4102690741

Tax Period

2024-01-01 to 2024-12-31

MARINE TRADES ASSOCIATION OF MARYLAND, founded in 1979, is a small nonprofit that reported $239K in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion. Expenses of $302K exceeded revenue, resulting in a 27% operating deficit.

Mission

THE MARINE TRADES ASSOCIATION OF MARYLAND IS DEDICATED TO PROMOTING THE RECREATIONAL MARINE INDUSTRY AND THE PRESERVATION OF THE WATERWAYS ON WHICH OUR BUSINESS RELY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $105,333

Program Service Revenue $130,307

Investment Income $1,268

Other Revenue $1,778

TOTAL REVENUE $238,686

Expense Breakdown

Grants Paid $0

Salaries & Benefits $118,483

Fundraising Expenses $0

Other Expenses $183,512

TOTAL EXPENSES $301,995

Year-over-Year Comparison

	2024	2023	Change
Revenue	$238,686	$210,835	+0.1%
Expenses	$301,995	$261,468	+0.2%
Net Income	$-63,309	$-50,633	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$110,000

Total Directors

$110,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES JORDAN	PRESIDENT	1.00	Officer Director	$0	$0	$0
ROBERT SOLA	TREASURER	1.00	Officer Director	$0	$0	$0
LAUREN MAHONEY	SECRETARY	1.00	Officer Director	$0	$0	$0
MATT SANSBURY	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
JIM HIGH	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
JANE TAYMAN	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
BILL BRANDON	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
PATRICK CALLAHAN	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
JOHN NORTON	DIRECTOR	1.00	Officer Director	$0	$0	$0
MATT BENHOFF	DIRECTOR	1.00	Director	$0	$0	$0
JAY DAYTON	DIRECTOR	1.00	Director	$0	$0	$0
DIRK SCHWENK	DIRECTOR	1.00	Director	$0	$0	$0
MARK GOODMAN	TREASURER	1.00	Director	$0	$0	$0
ROB HARDY	DIRECTOR	1.00	Director	$0	$0	$0
ERIK LOSTROM	DIRECTOR	1.00	Director	$0	$0	$0
LARRY ELIAS	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT WANNER	DIRECTOR	1.00	Director	$0	$0	$0
WENDY MADDEN	TRUSTEE	1.00	Director	$0	$0	$0
MIKE WALDOW	DIRECTOR	1.00	Director	$0	$0	$0
KENNY REPKA	DIRECTOR	1.00	Director	$0	$0	$0
JJ WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTIE STILLWAUGH	DIRECTOR	1.00	Director	$0	$0	$0
SHEILA JONES	DIRECTOR	1.00	Director	$0	$0	$0
JOHN STEFANCIK	EXECUTIVE DI	50.00	Officer Director	$110,000	$0	$110,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$238,686	$301,995	$228,470	$-63,309
2023	$210,835	$261,468	$269,157	$-50,633
2022	$356,869	$257,512	$342,710	$99,357
2021	$289,594	$279,689	$252,230	$9,905
2020	$243,207	$282,808	$225,407	$-39,601
2019	$312,845	$284,451	$235,983	$28,394
2018	$274,522	$271,076	$207,563	$3,446

MARINE TRADES ASSOCIATION OF MARYLAND