TOWSON, MD
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)PROPERTY & CASUALTY INSURANCE GUARANTY CORPORATION, founded in 1986, is a community nonprofit that reported $9.2M in total revenue in fiscal year 2025. Revenue surged 87% from the prior year, signaling strong growth momentum. The organization ran a surplus of $4.0M, a strong 44% operating margin.
THE ORGANIZATION OPERATES TO PROTECT MARYLAND RESIDENTS FROM FINANCIAL LOSS FROM INSURERS' INSOLVENCY AND TO ASSESS LICENSED INSURERS FOR THE COSTS.
INSOLVENCY PROTECTION:THE PROPERTY AND CASUALTY GUARANTY CORPORATION HAS A 50-YEAR HISTORY OF HANDLING CLAIMS AND LITIGATION ARISING OUT OF INSOLVENT PROPERTY AND CASUALTY INSURANCE COMPANIES.PCIGC'S...
INSOLVENCY PROTECTION:THE PROPERTY AND CASUALTY GUARANTY CORPORATION HAS A 50-YEAR HISTORY OF HANDLING CLAIMS AND LITIGATION ARISING OUT OF INSOLVENT PROPERTY AND CASUALTY INSURANCE COMPANIES.PCIGC'S MEMBERSHIP IS COMPOSED OF APPROXIMATELY 966 LICENSED MARYLAND DIRECT WRITERS OF PROPERTY AND CASUALTY INSURANCE. THE GUARANTY CORPORATION HAS A 50 YEAR HISTORY OF EXCELLENT PERFORMANCE IN THE PROTECTION OF MARYLAND RESIDENTS BY ITS COMPLIANCE WITH THE PRINCIPLES OF LEGALITY, OBJECTIVENESS AND DUE DILIGENCE IN CREATING THE NECESSARY CONDITIONS FOR COMPETENCY, FAIRNESS AND TRANSPARENCY IN ALL OF ITS ACTIONS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $9,165,381 | $4,908,082 | +0.9% |
| Expenses | $5,132,764 | $6,643,103 | -0.2% |
| Net Income | $4,032,617 | $-1,735,021 | -3.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| MARY B HARLEE | CHAIR | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| FRANK LINARDI | VICE CHAIR | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| AMY KNELL | SECRETARY | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| LAURIE KUIPER | DIRECTOR | 0.50 |
Director
|
$0 | $0 | $0 |
| BRIAN CULP | DIRECTOR | 0.50 |
Director
|
$0 | $0 | $0 |
| JODI RICHARDS | DIRECTOR | 0.50 |
Director
|
$0 | $0 | $0 |
| DAMIEN JOSEFIAK | DIRECTOR | 0.50 |
Director
|
$0 | $0 | $0 |
| ROBERT GLASS | DIRECTOR | 0.50 |
Director
|
$0 | $0 | $0 |
| GARY BARKMAN | DIRECTOR | 0.50 |
Director
|
$0 | $0 | $0 |
| DEBORAH PRICE | PRESIDENT | 40.00 |
Officer
|
$272,764 | $43,601 | $316,365 |
| BRIAN PLEINES | VICE PRESIDENT | 40.00 |
Officer
|
$136,013 | $34,730 | $170,743 |
| VALERIE KRESS | ASSISTANT SECRETARY | 40.00 |
Officer
|
$122,834 | $33,244 | $156,078 |
| CHRISTINE HARTLINE | CLAIMS MANAGER | 40.00 |
Highest
|
$112,841 | $30,259 | $143,100 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $9,165,381 | $5,132,764 | $34,115,887 | $4,032,617 |
| 2024 | $4,908,082 | $6,643,103 | $30,083,270 | $-1,735,021 |
| 2023 | $18,112,042 | $7,566,889 | $31,818,291 | $10,545,153 |
| 2022 | $5,083,491 | $8,079,158 | $21,273,139 | $-2,995,667 |
| 2021 | $4,102,215 | $8,934,304 | $24,268,806 | $-4,832,089 |
| 2020 | $7,402,132 | $10,126,043 | $29,100,895 | $-2,723,911 |
| 2019 | $5,330,952 | $10,224,380 | $31,824,806 | $-4,893,428 |
| 2018 | $9,553,900 | $11,177,218 | $36,718,234 | $-1,623,318 |
Compare PROPERTY & CASUALTY INSURANCE GUARANTY CORPORATION with other nonprofits in Maryland and across the country.