ST JOSEPH SOCIAL SERVICE CENTER (EIN 521467470) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Principal Officer

KAREN MAHER

Phone

9083545456

Tax Period

2023-07-01 to 2024-06-30

ST JOSEPH SOCIAL SERVICE CENTER, founded in 1982, is a community nonprofit in the Human Services sector that reported $3.1M in total revenue in fiscal year 2023. The organization ran a surplus of $948K, a strong 30% operating margin.

Mission

SJSSC SERVES THE MATERIALLY POOR AND HOMELESS COMMUNITY IN THE GREATER ELIZABETH, NJ AREA.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,984,393

Program Service Revenue $0

Investment Income $75,708

Other Revenue $56,052

TOTAL REVENUE $3,116,153

Expense Breakdown

Grants Paid $0

Salaries & Benefits $692,974

Fundraising Expenses $82,776

Program Expenses $1,866,515

Other Expenses $1,474,693

TOTAL EXPENSES $2,167,667

Year-over-Year Comparison

	2023	2022	Change
Revenue	$3,116,153	$3,166,336	0.0%
Expenses	$2,167,667	$2,009,163	+0.1%
Net Income	$948,486	$1,157,173	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$69,512

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HAROLD KESSLER	TRUSTEE	5.00	Director	$0	$0	$0
JACQUELINE KARMOL	SECRETARY	5.00	Officer Director	$0	$0	$0
EDWARD J BUTERA	TRUSTEE	1.00	Director	$0	$0	$0
MARY ALLAN	TRUSTEE	1.00	Director	$0	$0	$0
KAREN MAHER	PRESIDENT	5.00	Officer Director	$0	$0	$0
JULISSA CAMPOS	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
KATHERINE DUPUIS	TRUSTEE	1.00	Director	$0	$0	$0
ALI S GOOD	TRUSTEE	1.00	Director	$0	$0	$0
ELLEN HARDY	TRUSTEE	1.00	Director	$0	$0	$0
KENNETH HICKEY	TRUSTEE	1.00	Director	$0	$0	$0
WINIFRED JOHANSON	TRUSTEE	1.00	Director	$0	$0	$0
JOHN MADDOX	TRUSTEE	1.00	Director	$0	$0	$0
MINOSKA MATEO	TRUSTEE	1.00	Director	$0	$0	$0
MICHAEL SUSKE	TREASURER	1.00	Officer Director	$0	$0	$0
DAISY TROCAN	TRUSTEE	1.00	Director	$0	$0	$0
BERNADETTE MURPHY	EXECUTIVE DIR.	29.00	Officer	$69,512	$0	$69,512

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$3,116,153	$2,167,667	$4,464,508	$948,486
2023	$3,166,336	$2,009,163	$3,486,938	$1,157,173
2022	$2,385,485	$1,935,290	$2,322,445	$450,195
2021	$2,325,971	$1,893,660	$1,962,290	$432,311
2020	$1,161,707	$730,355	$1,540,477	$431,352
2019	$662,446	$695,794	$1,046,090	$-33,348

ST JOSEPH SOCIAL SERVICE CENTER