WINDY CITY CHAPTER - THE LINKS (EIN 521556416) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

PATRICIA MELL-RAGLAND

Phone

7733241086

Tax Period

2024-05-01 to 2025-04-30

WINDY CITY CHAPTER - THE LINKS, founded in 1979, is a small nonprofit that reported $122K in total revenue in fiscal year 2024. Revenue surged 29% from the prior year, signaling strong growth momentum. The organization ran a surplus of $19K, a strong 16% operating margin.

Mission

EXTRAORDINARY WOMEN COMMITTED TO ENRICHING, SUSTAINING AND ENSURING THE CULTURE AND ECONOMIC SURVIVAL OF AFRICAN AMERICANS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $121,500

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $121,500

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $102,168

Other Expenses $102,168

TOTAL EXPENSES $102,168

Year-over-Year Comparison

	2024	2023	Change
Revenue	$121,500	$94,150	+0.3%
Expenses	$102,168	$76,401	+0.3%
Net Income	$19,332	$17,749	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PATRICIA MELL-RAGLAND	PRESIDENT	4.00	Officer	$0	$0	$0
G TAMMYE COLEMAN	VICE PRESIDENT	4.00	Officer	$0	$0	$0
BETHANY CRISWELL	TREASURER	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$121,500	$102,168	$75,173	$19,332
2024	$94,150	$76,401	$53,342	$17,749
2023	$68,761	$83,902	$35,593	$-15,141
2022	$56,519	$25,666	$75,242	$30,853
2021	$9,057	$16,953	$44,389	$-7,896
2020	$57,058	$63,713	$52,285	$-6,655
2019	$89,014	$63,909	$58,940	$25,105
2018	$69,405	$76,847	$33,835	$-7,442

WINDY CITY CHAPTER - THE LINKS