GRAUL'S BENEFITS TRUST

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

KATE POFFENBERGER

Phone

4108236077

Tax Period

2024-07-01 to 2025-06-30

GRAUL'S BENEFITS TRUST, founded in 1989, is a community nonprofit that reported $1.6M in total revenue in fiscal year 2024. Revenue surged 35% from the prior year, signaling strong growth momentum.

Mission

EMPLOYEE HEALTH AND WELFARE BENEFIT PLAN

Program Service Accomplishments

Program 1

Expenses: $1,569,960 Revenue: $1,565,553

PLAN PROVIDES HEALTH, DENTAL, AND VISION TO ITS PARTICIPANTS. NO TAX IMPLICATIONS EXIST TO SUCH PARTICIPANTS PURSUANT TO IRC SEC. 105 AND REGULATIONS THEREUNDER. THE PLAN IS FULLY INSURED THROUGH A...

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,565,498

Investment Income $55

Other Revenue $0

TOTAL REVENUE $1,565,553

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,554,210

Fundraising Expenses $0

Program Expenses $1,569,960

Other Expenses $15,750

TOTAL EXPENSES $1,569,960

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,565,553	$1,161,845	+0.3%
Expenses	$1,569,960	$1,294,862	+0.2%
Net Income	$-4,407	$-133,017	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HAROLD GRAUL	TRUSTEE/PT TIME	0.00	Director	$0	$0	$0
DENNIS GRAUL	TRUSTEE/PT TIME	0.00	Director	$0	$0	$0
KATE POFFENBERGER	TRUSTEE/PT TIME	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,565,553	$1,569,960	$86,060	$-4,407
2024	$1,161,845	$1,294,862	$90,467	$-133,017
2023	$2,010,316	$1,866,655	$223,484	$143,661
2022	$2,042,549	$2,056,833	$79,823	$-14,284
2021	$2,084,239	$2,082,069	$94,107	$2,170
2020	$1,851,815	$1,988,236	$91,937	$-136,421
2019	$2,193,276	$2,012,085	$228,358	$181,191
2018	$1,692,288	$1,856,723	$47,167	$-164,435