RESTON, VA
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)AMERICAN ASSOCIATION OF RESIDENTIAL MORTGAGE REGULATORS, founded in 1989, is a small nonprofit in the Housing & Shelter sector that reported $445K in total revenue in fiscal year 2023. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $432K left a modest 3% surplus.
AARMR'S PRIMARY MISSION IS TO PROMOTE THE EXCHANGE OF INFORMATION AND EDUCATION CONCERNING THE LICENSING, SUPERVISION AND REGULATION OF THE RESIDENTIAL MORTGAGE INDUSTRY, TO ENSURE THE ABILITY OF STATE MORTGAGE REGULATORS TO PROVIDE EFFECTIVE MORTGAGE SUPERVISION FOR A SAFE AND SOUND INDUSTRY MEETING THE NEEDS OF THE LOCAL FINANCIAL MARKETS, AND TO PROTECT THE RIGHTS OF CONSUMERS.
THE ANNUAL REGULATORY CONFERENCE IS ATTENDED BY GENERAL (STATE) MEMBERS AND AFFILIATE (INDUSTRY) MEMBERS WHO COME TOGETHER TO NETWORK, SHARE INFORMATION AND HEAR PRESENTATIONS ON RESIDENTIAL MORTGAGE...
THE ANNUAL REGULATORY CONFERENCE IS ATTENDED BY GENERAL (STATE) MEMBERS AND AFFILIATE (INDUSTRY) MEMBERS WHO COME TOGETHER TO NETWORK, SHARE INFORMATION AND HEAR PRESENTATIONS ON RESIDENTIAL MORTGAGE ISSUES OF MUTUAL INTEREST. THE 2023 CONFERENCE HAD OVER 250 ATTENDEES.
EXAMINER SCHOOLS CONSISTED OF EXAMINER TRAINING IN VIRTUAL CYBERSECURITY AND ENHANCED FINANCIAL ANALYSIS. TRAINING WAS ATTENDED BY EXAMINERS IN REGULATION OF MORTGAGE BROKERS, LENDERS AND LOAN...
EXAMINER SCHOOLS CONSISTED OF EXAMINER TRAINING IN VIRTUAL CYBERSECURITY AND ENHANCED FINANCIAL ANALYSIS. TRAINING WAS ATTENDED BY EXAMINERS IN REGULATION OF MORTGAGE BROKERS, LENDERS AND LOAN ORIGINATORS IN THEIR RESPECTIVE STATES.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $445,313 | $408,062 | +0.1% |
| Expenses | $431,904 | $380,796 | +0.1% |
| Net Income | $13,409 | $27,266 | -0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| KIRSTEN ANDERSON | IMMEDIATE PAST PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| ALISON KIYOTOKI | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CHRIS ROMANO | VICE PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| ROD CARNES | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| KAREEME TUCKER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CLIFFORD CHARLAND | PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| ELLENA MEIER | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| KEVIN CUFF | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DEREK STORMS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID SAUNDERS | EXECUTIVE DIRECTOR | 25.00 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $445,313 | $431,904 | $360,730 | $13,409 |
| 2022 | $408,062 | $380,796 | $332,270 | $27,266 |
| 2021 | $257,607 | $267,119 | $319,337 | $-9,512 |
| 2020 | $150,119 | $125,713 | $336,849 | $24,406 |
| 2019 | $392,531 | $484,236 | $345,654 | $-91,705 |
| 2018 | $451,562 | $435,185 | $510,956 | $16,377 |
Compare AMERICAN ASSOCIATION OF RESIDENTIAL MORTGAGE REGULATORS with other nonprofits in Virginia and across the country.