PREGNANCY CENTER NORTH INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

CYNTHIA A RITTER

Phone

4103772871

Tax Period

2024-01-01 to 2024-12-31

PREGNANCY CENTER NORTH INC, founded in 1990, is a small nonprofit in the Health Care sector that reported $478K in total revenue in fiscal year 2024. Revenue decreased 14% compared to the prior year. The organization ran a surplus of $85K, a strong 18% operating margin.

Mission

SERVE NEEDS OF WOMEN WITH CRISIS PREGNANCIES

Program Service Accomplishments

Program 1

Expenses: $298,069

THE ORGANIZATION PROVIDES FREE ASSISTANCE TO UNDERSERVED PREGNANT WOMEN IN THE FORM OF PREGNANCY TESTS, SONOGRAMS, PRENATAL AND PARENTING EDUCATION, PEER CONSELING, ALTERNATIVES TO ABORTION, MATERIAL...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $292,738

Program Service Revenue $0

Investment Income $40,129

Other Revenue $144,709

TOTAL REVENUE $477,576

Expense Breakdown

Grants Paid $144

Salaries & Benefits $184,965

Fundraising Expenses $40,875

Program Expenses $298,069

Other Expenses $207,487

TOTAL EXPENSES $392,596

Year-over-Year Comparison

	2024	2023	Change
Revenue	$477,576	$557,038	-0.1%
Expenses	$392,596	$486,119	-0.2%
Net Income	$84,980	$70,919	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANA FARIAS	PRESIDENT	001.00	Officer Director	$0	$0	$0
AMY HONBARRIER	VICE PRESIDENT	001.00	Officer Director	$0	$0	$0
EILEEN CONNOR	SECRETARY	001.00	Officer Director	$0	$0	$0
BERNIE PIET	TREASURER	001.00	Officer Director	$0	$0	$0
LAWRENCE SNYDER	MEDICAL DIRECTOR	001.00	Director	$0	$0	$0
JANET DZIENNIK	DIRECTOR	001.00	Director	$0	$0	$0
CYNTHIA RITTER	EXECUTIVE DIRECTOR	028.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$477,576	$392,596	$1,372,910	$84,980
2023	$557,038	$486,119	$1,315,896	$70,919
2022	$428,933	$316,264	$1,260,967	$112,669
2021	$373,414	$172,848	$751,735	$200,566
2020	$241,335	$158,739	$569,861	$82,596
2019	$254,500	$147,127	$468,573	$107,373
2018	$226,479	$176,813	$361,200	$49,666
2017	$205,040	$170,871	$309,344	$34,169